Preferred Bank
Rothville, MO
IDRSSD: 252452
Total Assets
$138.12M
Latest filing
Total Deposits
$128.90M
Latest filing
Net Interest Margin
3.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101911962ROTHVILLE, MO
Key People
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Locations
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Main Office
Preferred Bank
205 Main St
Rothville, MO 64676
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/08/1904FDIC Certificate 6812
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Preferred Bank (Main) | 205 Main St | Rothville, MO |
| MARCELINE BRANCH | 1719 N Missouri Ave | Marceline, MO |
| BROOKFIELD BRANCH | 28638 Highway 11 | Brookfield, MO |
| MELODY LANE BRANCH | 601 Se Melody Ln | Lee'S Summit, MO |
| NAPOLEON BANK BRANCH | 295 W 2nd St | Napoleon, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/08/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64676 |
| State and County Number | 29041 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | mypfbank.com |
| Data Updated | 04/10/2026 |
| CERT | 10628 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $138.12M |
| Total Deposits | $128.90M |
| Total Liabilities | $131.87M |
| Total Equity Capital | $6.25M |
| Net Income | $417.00k |
| Net Loans and Leases | $60.74M |
| Assets Per Employee ($Millions) | $5.31M |
| Bank Premises and Fixed Assets | $2.96M |
| Cash and Balances due from Depository Institutions | $16.10M |
| Deposits Held in Domestic Offices | $128.90M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 26.69% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 66.37% |
| Tier 1 Risk-Based Capital Ratio | 18.093% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 4.524% |
| Earning Assets to total Assets | 95.33% |
Income and Expense
| Total Interest Income | $1.42M |
| Total Noninterest Income | $113.00k |
| Total Interest Expense | $288.00k |
| Total Noninterest Expense | $827.00k |
| Net Interest Income | $1.13M |
| Pre-tax Net Operating Income | $418.00k |
| Provision for Credit Losses | $1.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $800.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.00M |
| All Other Liabilities | $167.00k |
| Total Liabilities and Capital | $138.12M |
Securities
| Securities | $56.88M |
| Available-for-sale debt securities | $56.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Preferred Bank?
$138.12M as of the latest filing.
How much are Preferred Bank's total deposits?
$128.90M in total deposits.
Where is Preferred Bank located?
Rothville, MO.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
5.
When was it established?
01/08/1904.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$60.74M (latest filing).
What is the total interest income (latest filing)?
$1.42M.