Community State Bank
Shelbina, MO
IDRSSD: 367150
Total Assets
$128.34M
Latest filing
Total Deposits
$104.99M
Latest filing
Net Interest Margin
3.78%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community State Bank
208 N Center St
Shelbina, MO 63468
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/28/1977FDIC Certificate 15742
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community State Bank (Main) | 208 N Center St | Shelbina, MO |
| CLARENCE BRANCH | 300 E Hazel St | Clarence, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/28/1977 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63468 |
| State and County Number | 29205 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/28/1977 |
| Primary Insurance Agency | DIF |
| Website | www.commbankonline.com |
| Data Updated | 01/30/2026 |
| CERT | 22567 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $128.34M |
| Total Deposits | $104.99M |
| Total Liabilities | $113.50M |
| Total Equity Capital | $14.84M |
| Net Income | $400.00k |
| Net Loans and Leases | $87.44M |
| Assets Per Employee ($Millions) | $8.02M |
| Bank Premises and Fixed Assets | $633.00k |
| Cash and Balances due from Depository Institutions | $17.83M |
| Deposits Held in Domestic Offices | $104.99M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 10.95% |
| Net Interest Margin | 3.78% |
| Efficiency Ratio | 56.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.561% |
| Earning Assets to total Assets | 96.52% |
Income and Expense
| Total Interest Income | $1.73M |
| Total Noninterest Income | $59.00k |
| Total Interest Expense | $585.00k |
| Total Noninterest Expense | $675.00k |
| Net Interest Income | $1.14M |
| Pre-tax Net Operating Income | $486.00k |
| Provision for Credit Losses | $42.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $97.00k |
| Other borrowed funds | $8.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $404.00k |
| Total Liabilities and Capital | $128.34M |
Securities
| Securities | $20.79M |
| Available-for-sale debt securities | $20.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community State Bank?
$128.34M as of the latest filing.
How much are Community State Bank's total deposits?
$104.99M in total deposits.
Where is Community State Bank located?
Shelbina, MO.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
2.
When was it established?
11/28/1977.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$87.44M (latest filing).
What is the total interest income (latest filing)?
$1.73M.