Alton Bank

Alton, MO
IDRSSD: 881441
Total Assets
$133.43M
Latest filing
Total Deposits
$117.01M
Latest filing
Net Interest Margin
3.15%
Profitability

Key People

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Locations

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Main Office
Alton Bank
28 Medical Dr
Alton, MO 65606
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/17/1924FDIC Certificate 5279

Branches (1)

Page 1 of 1
NameAddressCity / State
Alton Bank (Main)28 Medical DrAlton, MO
BIRCH TREE BRANCH7828 State Route FfBirch Tree, MO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/17/1924
Community BankYes
Ownership TypeNot Mutual
ZIP65606
State and County Number29149
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees21
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.altonbank.com
Data Updated01/30/2026
CERT8276
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$133.43M
Total Deposits$117.01M
Total Liabilities$123.29M
Total Equity Capital$10.14M
Net Income$299.00k
Net Loans and Leases$74.33M
Assets Per Employee ($Millions)$6.35M
Bank Premises and Fixed Assets$4.98M
Cash and Balances due from Depository Institutions$6.84M
Deposits Held in Domestic Offices$117.01M

Key Performance Ratios

Return on Assets (ROA)0.91%
Return on Equity (ROE)12.01%
Net Interest Margin3.15%
Efficiency Ratio73.28%
Tier 1 Risk-Based Capital Ratio10.509%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.597%
Earning Assets to total Assets92.17%

Income and Expense

Total Interest Income$1.79M
Total Noninterest Income$164.00k
Total Interest Expense$837.00k
Total Noninterest Expense$820.00k
Net Interest Income$955.00k
Pre-tax Net Operating Income$299.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$71.00k
Other borrowed funds$6.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$286.00k
Total Liabilities and Capital$133.43M

Securities

Securities$45.85M
Available-for-sale debt securities$11.82M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$34.03M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Alton Bank?
$133.43M as of the latest filing.
How much are Alton Bank's total deposits?
$117.01M in total deposits.
Where is Alton Bank located?
Alton, MO.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
2.
When was it established?
04/17/1924.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$74.33M (latest filing).
What is the total interest income (latest filing)?
$1.79M.