Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	04/17/1924
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	65606
State and County Number	29149
Subchapter S Corporations	Yes
Trust Powers	N/A
Federal Reserve ID Number	08
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	19
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.altonbank.com
Data Updated	11/14/2025
CERT	8276
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$128.96M
Total Deposits	$112.73M
Total Liabilities	$119.19M
Total Equity Capital	$9.77M
Net Income	$206.00k
Net Loans and Leases	$70.64M
Assets Per Employee ($Millions)	$6.14M
Bank Premises and Fixed Assets	$4.95M
Cash and Balances due from Depository Institutions	$6.57M
Deposits Held in Domestic Offices	$112.73M

Key Performance Ratios

Return on Assets (ROA)	0.64%
Return on Equity (ROE)	8.63%
Net Interest Margin	2.99%
Efficiency Ratio	80.32%
Tier 1 Risk-Based Capital Ratio	10.755%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	7.577%
Earning Assets to total Assets	93.01%

Income and Expense

Total Interest Income	$1.74M
Total Noninterest Income	$155.00k
Total Interest Expense	$844.00k
Total Noninterest Expense	$841.00k
Net Interest Income	$892.00k
Pre-tax Net Operating Income	$206.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$6.00M
Federal Funds Sold & Reverse Repurchase Agreement	$80.00k
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$463.00k
Total Liabilities and Capital	$128.96M

Securities

Securities	$45.49M
Available-for-sale debt securities	$11.76M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$33.73M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

Frequently Asked Questions

What are the total assets of Alton Bank?

$128.96M as of the latest filing.

How much are Alton Bank's total deposits?

$112.73M in total deposits.

Where is Alton Bank located?

Alton, MO.

What is the Net Interest Margin?

2.99%.

How many domestic offices does it operate?

When was it established?

04/17/1924.

What is the Return on Assets (ROA)?

0.64%.

How much are total loans and leases?

$70.64M (latest filing).

What is the total interest income (latest filing)?

$1.74M.

Alton Bank

Locations

Branches (1)

Quarterly Trends

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile