Kennett Trust Bank

Kennett, MO
IDRSSD: 795959
Total Assets
$129.24M
Latest filing
Total Deposits
$108.91M
Latest filing
Net Interest Margin
3.31%
Profitability

Locations

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Main Office
Kennett Trust Bank
917 1st St
Kennett, MO 63857
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/07/1963FDIC Certificate 12731

Branches (0)

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NameAddressCity / State
No branch data available.
Kennett Trust Bank (Main)917 1st StKennett, MO

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/07/1963
Community BankYes
Ownership TypeNot Mutual
ZIP63857
State and County Number29069
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKennett, MO

Operational Info

Number of Employees19
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2017
Date of Deposit Insurance09/07/1963
Primary Insurance AgencyDIF
Websitehttp://www.kennetttrustbank.com
Data Updated11/14/2025
CERT18879
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$129.24M
Total Deposits$108.91M
Total Liabilities$116.30M
Total Equity Capital$12.94M
Net Income$205.00k
Net Loans and Leases$78.75M
Assets Per Employee ($Millions)$6.8M
Bank Premises and Fixed Assets$5.42M
Cash and Balances due from Depository Institutions$3.53M
Deposits Held in Domestic Offices$108.91M

Key Performance Ratios

Return on Assets (ROA)0.63%
Return on Equity (ROE)6.46%
Net Interest Margin3.31%
Efficiency Ratio78.61%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.011%
Earning Assets to total Assets87.21%

Income and Expense

Total Interest Income$1.59M
Total Noninterest Income$256.00k
Total Interest Expense$652.00k
Total Noninterest Expense$941.00k
Net Interest Income$941.00k
Pre-tax Net Operating Income$256.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.73M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$671.00k
Total Liabilities and Capital$129.24M

Securities

Securities$33.65M
Available-for-sale debt securities$33.65M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$159.00k
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Kennett Trust Bank?
$129.24M as of the latest filing.
How much are Kennett Trust Bank's total deposits?
$108.91M in total deposits.
Where is Kennett Trust Bank located?
Kennett, MO.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
1.
When was it established?
09/07/1963.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$78.75M (latest filing).
What is the total interest income (latest filing)?
$1.59M.