Institution Class	N/A
Primary Regulator	OCC
Established Date	01/01/1919
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	64668
State and County Number	29033
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	10
Numeric code	38
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	13
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	08/09/1989
Primary Insurance Agency	DIF
Website	www.norbornehsl.com
Data Updated	11/14/2025
CERT	27898
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$126.07M
Total Deposits	$104.79M
Total Liabilities	$107.72M
Total Equity Capital	$18.35M
Net Income	$278.00k
Net Loans and Leases	$88.68M
Assets Per Employee ($Millions)	$9.7M
Bank Premises and Fixed Assets	$2.17M
Cash and Balances due from Depository Institutions	$5.91M
Deposits Held in Domestic Offices	$104.79M

Return on Assets (ROA)	0.88%
Return on Equity (ROE)	6.15%
Net Interest Margin	3.27%
Efficiency Ratio	60.87%
Tier 1 Risk-Based Capital Ratio	23.331%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.19%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	14.555%
Earning Assets to total Assets	94.78%

Total Interest Income	$1.69M
Total Noninterest Income	$72.00k
Total Interest Expense	$712.00k
Total Noninterest Expense	$641.00k
Net Interest Income	$981.00k
Pre-tax Net Operating Income	$352.00k
Provision for Credit Losses	$60.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$2.50M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$436.00k
Total Liabilities and Capital	$126.07M

Securities	$25.58M
Available-for-sale debt securities	$25.58M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Home Savings and Loan Association of Carroll County, F.A.?

$126.07M as of the latest filing.

How much are Home Savings and Loan Association of Carroll County, F.A.'s total deposits?

$104.79M in total deposits.

Where is Home Savings and Loan Association of Carroll County, F.A. located?

Norborne, MO.

What is the Net Interest Margin?

3.27%.

How many domestic offices does it operate?

When was it established?

01/01/1919.

What is the Return on Assets (ROA)?

0.88%.

How much are total loans and leases?

$88.68M (latest filing).

What is the total interest income (latest filing)?

$1.69M.