State Bank of Missouri
Concordia, MO
IDRSSD: 565844
Total Assets
$138.08M
Latest filing
Total Deposits
$126.17M
Latest filing
Net Interest Margin
3.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Missouri
101 Nw 2nd St
Concordia, MO 64020
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/28/1884FDIC Certificate 6809
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Missouri (Main) | 101 Nw 2nd St | Concordia, MO |
| ALMA BRANCH | 114 South Country Road | Alma, MO |
| GRAIN VALLEY BRANCH | 715 S Main St | Grain Valley, MO |
| GRAIN VALLEY BRANCH | 1301 Sw Eagles Pkwy | Grain Valley, MO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/28/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64020 |
| State and County Number | 29107 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.gostatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10623 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $138.08M |
| Total Deposits | $126.17M |
| Total Liabilities | $127.03M |
| Total Equity Capital | $11.04M |
| Net Income | $363.00k |
| Net Loans and Leases | $79.95M |
| Assets Per Employee ($Millions) | $5.75M |
| Bank Premises and Fixed Assets | $2.10M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $126.17M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 13.25% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 66.06% |
| Tier 1 Risk-Based Capital Ratio | 17.273% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.999% |
| Earning Assets to total Assets | 96.59% |
Income and Expense
| Total Interest Income | $1.74M |
| Total Noninterest Income | $155.00k |
| Total Interest Expense | $426.00k |
| Total Noninterest Expense | $973.00k |
| Net Interest Income | $1.32M |
| Pre-tax Net Operating Income | $470.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $862.00k |
| Total Liabilities and Capital | $138.08M |
Securities
| Securities | $45.60M |
| Available-for-sale debt securities | $45.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Missouri?
$138.08M as of the latest filing.
How much are State Bank of Missouri's total deposits?
$126.17M in total deposits.
Where is State Bank of Missouri located?
Concordia, MO.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
4.
When was it established?
07/28/1884.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$79.95M (latest filing).
What is the total interest income (latest filing)?
$1.74M.