Ascent Bank
Helena, MT
IDRSSD: 647955
Total Assets
$110.27M
Latest filing
Total Deposits
$97.42M
Latest filing
Net Interest Margin
4.53%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
092001208HELENA, MT
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Ascent Bank
1721 11th Ave
Helena, MT 59601
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/13/1970FDIC Certificate 13855
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ascent Bank (Main) | 1721 11th Ave | Helena, MT |
| LAST CHANCE GULCH | 2037 N Last Chance Gulch | Helena, MT |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of The Rockies
Helena, Montana
→
Assets: $262.94MΔ +139.6%
Opportunity Bank of Montana
Helena, Montana
→
Assets: $2.12BΔ +1829.6%
Bank of Bozeman
Bozeman, Montana
→
Assets: $102.25MΔ -6.8%
Pioneer Federal Savings and Loan Association
Deer Lodge, Montana
→
Assets: $118.87MΔ +8.3%
Garfield County Bank
Jordan, Montana
→
Assets: $93.70MΔ -14.6%
First Security Bank of Roundup
Roundup, Montana
→
Assets: $85.95MΔ -21.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1970 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59601 |
| State and County Number | 30049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Helena, MT |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/13/1970 |
| Primary Insurance Agency | DIF |
| Website | www.ascentbank.com |
| Data Updated | 01/30/2026 |
| CERT | 20162 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $110.27M |
| Total Deposits | $97.42M |
| Total Liabilities | $99.60M |
| Total Equity Capital | $10.68M |
| Net Income | $355.00k |
| Net Loans and Leases | $79.17M |
| Assets Per Employee ($Millions) | $8.48M |
| Bank Premises and Fixed Assets | $2.88M |
| Cash and Balances due from Depository Institutions | $16.31M |
| Deposits Held in Domestic Offices | $97.42M |
Key Performance Ratios
| Return on Assets (ROA) | 1.29% |
| Return on Equity (ROE) | 13.58% |
| Net Interest Margin | 4.53% |
| Efficiency Ratio | 57.2% |
| Tier 1 Risk-Based Capital Ratio | 13.963% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.682% |
| Earning Assets to total Assets | 94.35% |
Income and Expense
| Total Interest Income | $1.68M |
| Total Noninterest Income | $19.00k |
| Total Interest Expense | $500.00k |
| Total Noninterest Expense | $683.00k |
| Net Interest Income | $1.18M |
| Pre-tax Net Operating Income | $480.00k |
| Provision for Credit Losses | $31.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $179.00k |
| Total Liabilities and Capital | $110.27M |
Securities
| Securities | $9.36M |
| Available-for-sale debt securities | $8.52M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $840.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ascent Bank?
$110.27M as of the latest filing.
How much are Ascent Bank's total deposits?
$97.42M in total deposits.
Where is Ascent Bank located?
Helena, MT.
What is the Net Interest Margin?
4.53%.
How many domestic offices does it operate?
2.
When was it established?
04/13/1970.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$79.17M (latest filing).
What is the total interest income (latest filing)?
$1.68M.