Ascent Bank
Helena, MT
IDRSSD: 647955
Total Assets
$109.74M
Latest filing
Total Deposits
$96.80M
Latest filing
Net Interest Margin
4.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Ascent Bank
1721 11th Ave
Helena, MT 59601
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/13/1970FDIC Certificate 13855
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ascent Bank (Main) | 1721 11th Ave | Helena, MT |
| LAST CHANCE GULCH | 2037 N Last Chance Gulch | Helena, MT |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1970 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 59601 |
| State and County Number | 30049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Helena, MT |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/13/1970 |
| Primary Insurance Agency | DIF |
| Website | www.ascentbank.com |
| Data Updated | 11/14/2025 |
| CERT | 20162 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $109.74M |
| Total Deposits | $96.80M |
| Total Liabilities | $99.51M |
| Total Equity Capital | $10.23M |
| Net Income | $353.00k |
| Net Loans and Leases | $79.89M |
| Assets Per Employee ($Millions) | $8.44M |
| Bank Premises and Fixed Assets | $2.86M |
| Cash and Balances due from Depository Institutions | $14.88M |
| Deposits Held in Domestic Offices | $96.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 14.1% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 58.11% |
| Tier 1 Risk-Based Capital Ratio | 13.501% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.325% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $1.65M |
| Total Noninterest Income | $0 |
| Total Interest Expense | $508.00k |
| Total Noninterest Expense | $663.00k |
| Net Interest Income | $1.14M |
| Pre-tax Net Operating Income | $478.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $711.00k |
| Total Liabilities and Capital | $109.74M |
Securities
| Securities | $9.47M |
| Available-for-sale debt securities | $8.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $840.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ascent Bank?
$109.74M as of the latest filing.
How much are Ascent Bank's total deposits?
$96.80M in total deposits.
Where is Ascent Bank located?
Helena, MT.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
2.
When was it established?
04/13/1970.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$79.89M (latest filing).
What is the total interest income (latest filing)?
$1.65M.