Northway Bank

Berlin, NH
IDRSSD: 30502
Total Assets
$1.19B
Latest filing
Total Deposits
$977.47M
Latest filing
Net Interest Margin
2.79%
Profitability

Key People

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Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP03570
State and County Number33007
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number01
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictNEW YORK
Core Based Statistical Area NameN/A

Operational Info

Number of Employees162
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/02/2025
Date of Deposit Insurance04/16/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated2/13/2026
CERT14240
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.19B
Total Deposits$977.47M
Total Liabilities$1.10B
Total Equity Capital$89.62M
Net Income$1.94M
Net Loans and Leases$864.58M
Assets Per Employee ($Millions)$7.33M
Bank Premises and Fixed Assets$12.16M
Cash and Balances due from Depository Institutions$47.44M
Deposits Held in Domestic Offices$977.47M

Key Performance Ratios

Return on Assets (ROA)0.64%
Return on Equity (ROE)8.3%
Net Interest Margin2.79%
Efficiency Ratio81.27%
Tier 1 Risk-Based Capital Ratio15.897%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.544%
Earning Assets to total Assets94.87%

Income and Expense

Total Interest Income$12.16M
Total Noninterest Income$1.16M
Total Interest Expense$4.22M
Total Noninterest Expense$7.40M
Net Interest Income$7.95M
Pre-tax Net Operating Income$2.20M
Provision for Credit Losses$-492,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$72.00k
Other borrowed funds$45.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$65.50M
All Other Liabilities$10.42M
Total Liabilities and Capital$1.19B

Securities

Securities$226.71M
Available-for-sale debt securities$226.71M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Northway Bank?
$1.19B as of the latest filing.
How much are Northway Bank's total deposits?
$977.47M in total deposits.
Where is Northway Bank located?
Berlin, NH.
What is the Net Interest Margin?
2.79%.
How many domestic offices does it operate?
18.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$864.58M (latest filing).
What is the total interest income (latest filing)?
$12.16M.