New Carlisle Federal Savings Bank
New Carlisle, OH
IDRSSD: 646873
Total Assets
$315.60M
Latest filing
Total Deposits
$248.57M
Latest filing
Net Interest Margin
3.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
New Carlisle Federal Savings Bank
400 N Main St
New Carlisle, OH 45344
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1883FDIC Certificate 42007
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| New Carlisle Federal Savings Bank (Main) | 400 N Main St | New Carlisle, OH |
| VILLA ROAD BRANCH | 833 Villa Rd | Springfield, OH |
| LIMESTONE BRANCH | 1408 N Limestone St | Springfield, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1883 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 45344 |
| State and County Number | 39023 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Springfield, OH |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ncfsb.com |
| Data Updated | 11/14/2025 |
| CERT | 29173 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $315.60M |
| Total Deposits | $248.57M |
| Total Liabilities | $290.29M |
| Total Equity Capital | $25.31M |
| Net Income | $729.00k |
| Net Loans and Leases | $265.11M |
| Assets Per Employee ($Millions) | $9.56M |
| Bank Premises and Fixed Assets | $3.98M |
| Cash and Balances due from Depository Institutions | $10.65M |
| Deposits Held in Domestic Offices | $248.57M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 11.72% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 59.15% |
| Tier 1 Risk-Based Capital Ratio | 9.472% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.39% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.02% |
| Earning Assets to total Assets | 95.44% |
Income and Expense
| Total Interest Income | $4.72M |
| Total Noninterest Income | $239.00k |
| Total Interest Expense | $2.07M |
| Total Noninterest Expense | $1.71M |
| Net Interest Income | $2.65M |
| Pre-tax Net Operating Income | $884.00k |
| Provision for Credit Losses | $297.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $38.98M |
| Federal Funds Sold & Reverse Repurchase Agreement | $12.37M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.74M |
| Total Liabilities and Capital | $315.60M |
Securities
| Securities | $15.55M |
| Available-for-sale debt securities | $15.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of New Carlisle Federal Savings Bank?
$315.60M as of the latest filing.
How much are New Carlisle Federal Savings Bank's total deposits?
$248.57M in total deposits.
Where is New Carlisle Federal Savings Bank located?
New Carlisle, OH.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1883.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$265.11M (latest filing).
What is the total interest income (latest filing)?
$4.72M.