Peoples State Bank
New Lexington, OH
IDRSSD: 431323
Total Assets
$281.77M
Latest filing
Total Deposits
$257.10M
Latest filing
Net Interest Margin
4.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Peoples State Bank
114 N Main St
New Lexington, OH 43764
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/15/1932FDIC Certificate 4462
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples State Bank (Main) | 114 N Main St | New Lexington, OH |
| JUNCTION CITY BRANCH | 106 East Main Street | Junction City, OH |
| ROSEVILLE | 55 N Main St | Roseville, OH |
| THORNVILLE BRANCH | 14806 Zion Rd | Thornville, OH |
| ETNA TOWNSHIP BRANCH | 9038 Hazelton Etna Rd Sw | Pataskala, OH |
| THE PATASKALA BANKING COMPANY BRANCH | 354 S Main St | Pataskala, OH |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/15/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43764 |
| State and County Number | 39127 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/01/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.psbohio.com |
| Data Updated | 11/14/2025 |
| CERT | 6659 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $281.77M |
| Total Deposits | $257.10M |
| Total Liabilities | $259.36M |
| Total Equity Capital | $22.42M |
| Net Income | $780.00k |
| Net Loans and Leases | $199.62M |
| Assets Per Employee ($Millions) | $5.22M |
| Bank Premises and Fixed Assets | $7.33M |
| Cash and Balances due from Depository Institutions | $14.93M |
| Deposits Held in Domestic Offices | $257.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 14.37% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 65.67% |
| Tier 1 Risk-Based Capital Ratio | 13.483% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.957% |
| Earning Assets to total Assets | 92.42% |
Income and Expense
| Total Interest Income | $3.63M |
| Total Noninterest Income | $521.00k |
| Total Interest Expense | $1.04M |
| Total Noninterest Expense | $2.07M |
| Net Interest Income | $2.59M |
| Pre-tax Net Operating Income | $1.02M |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.48M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.25M |
| Total Liabilities and Capital | $281.77M |
Securities
| Securities | $49.33M |
| Available-for-sale debt securities | $49.33M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples State Bank?
$281.77M as of the latest filing.
How much are Peoples State Bank's total deposits?
$257.10M in total deposits.
Where is Peoples State Bank located?
New Lexington, OH.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
6.
When was it established?
02/15/1932.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$199.62M (latest filing).
What is the total interest income (latest filing)?
$3.63M.