First Bank of Ohio
Tiffin, OH
IDRSSD: 586027
Total Assets
$297.58M
Latest filing
Total Deposits
$199.28M
Latest filing
Net Interest Margin
6.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank of Ohio
175 S Washington St
Tiffin, OH 44883
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/03/1873FDIC Certificate 6072
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank of Ohio (Main) | 175 S Washington St | Tiffin, OH |
| BLOOMVILLE BRANCH | 22 S Marion St | Bloomville, OH |
| BELPRE BRANCH | 1100 Washington Blvd | Belpre, OH |
| MOUNT VERNON BRANCH | 115 W High St | Mount Vernon, OH |
| MARIETTA BRANCH | 320 Front St | Marietta, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/03/1873 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44883 |
| State and County Number | 39147 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Tiffin, OH |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstbankofohio.com |
| Data Updated | 11/14/2025 |
| CERT | 9450 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $297.58M |
| Total Deposits | $199.28M |
| Total Liabilities | $201.05M |
| Total Equity Capital | $96.53M |
| Net Income | $1.32M |
| Net Loans and Leases | $209.26M |
| Assets Per Employee ($Millions) | $5.31M |
| Bank Premises and Fixed Assets | $946.00k |
| Cash and Balances due from Depository Institutions | $3.72M |
| Deposits Held in Domestic Offices | $199.28M |
Key Performance Ratios
| Return on Assets (ROA) | 1.82% |
| Return on Equity (ROE) | 5.51% |
| Net Interest Margin | 6.01% |
| Efficiency Ratio | 40.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 32.44% |
| Earning Assets to total Assets | 91.94% |
Income and Expense
| Total Interest Income | $5.78M |
| Total Noninterest Income | $163.00k |
| Total Interest Expense | $1.78M |
| Total Noninterest Expense | $1.67M |
| Net Interest Income | $4.00M |
| Pre-tax Net Operating Income | $1.60M |
| Provision for Credit Losses | $895.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.43M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.76M |
| Total Liabilities and Capital | $297.58M |
Securities
| Securities | $44.13M |
| Available-for-sale debt securities | $33.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.91M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank of Ohio?
$297.58M as of the latest filing.
How much are First Bank of Ohio's total deposits?
$199.28M in total deposits.
Where is First Bank of Ohio located?
Tiffin, OH.
What is the Net Interest Margin?
6.01%.
How many domestic offices does it operate?
5.
When was it established?
03/03/1873.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$209.26M (latest filing).
What is the total interest income (latest filing)?
$5.78M.