The Hocking Valley Bank

Athens, OH
IDRSSD: 230610
Total Assets
$346.33M
Latest filing
Total Deposits
$305.36M
Latest filing
Net Interest Margin
3.79%
Profitability

Locations

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Main Office
The Hocking Valley Bank
7 W Stimson Ave
Athens, OH 45701
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/12/1919FDIC Certificate 12713

Branches (4)

Page 1 of 1
NameAddressCity / State
The Hocking Valley Bank (Main)7 W Stimson AveAthens, OH
COURT STREET BRANCH23 S Court StAthens, OH
ALBANY BRANCH5322 Washington RdAlbany, OH
COOLVILLE BRANCH26111 Main StCoolville, OH
THE PLAINS BRANCH118 N Plains RdThe Plains, OH
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/12/1919
Community BankYes
Ownership TypeNot Mutual
ZIP45701
State and County Number39009
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameAthens, OH

Operational Info

Number of Employees43
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1963
Primary Insurance AgencyDIF
Websitehttps://www.hvbonline.com
Data Updated11/14/2025
CERT18858
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$346.33M
Total Deposits$305.36M
Total Liabilities$309.61M
Total Equity Capital$36.72M
Net Income$1.12M
Net Loans and Leases$200.17M
Assets Per Employee ($Millions)$8.05M
Bank Premises and Fixed Assets$3.79M
Cash and Balances due from Depository Institutions$34.92M
Deposits Held in Domestic Offices$305.36M

Key Performance Ratios

Return on Assets (ROA)1.29%
Return on Equity (ROE)12.52%
Net Interest Margin3.79%
Efficiency Ratio58.91%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.603%
Earning Assets to total Assets94.79%

Income and Expense

Total Interest Income$3.95M
Total Noninterest Income$289.00k
Total Interest Expense$866.00k
Total Noninterest Expense$1.99M
Net Interest Income$3.08M
Pre-tax Net Operating Income$1.39M
Provision for Credit Losses$-5,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$10.00k
Federal Funds Purchased and Repurchased Agreement$1.65M
All Other Liabilities$2.60M
Total Liabilities and Capital$346.33M

Securities

Securities$95.53M
Available-for-sale debt securities$95.53M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Hocking Valley Bank?
$346.33M as of the latest filing.
How much are The Hocking Valley Bank's total deposits?
$305.36M in total deposits.
Where is The Hocking Valley Bank located?
Athens, OH.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
5.
When was it established?
02/12/1919.
What is the Return on Assets (ROA)?
1.29%.
How much are total loans and leases?
$200.17M (latest filing).
What is the total interest income (latest filing)?
$3.95M.