First Federal Savings and Loan Association
Newark, OH
IDRSSD: 623874
Total Assets
$293.69M
Latest filing
Total Deposits
$253.06M
Latest filing
Net Interest Margin
2.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Savings and Loan Association
2 N 2nd St
Newark, OH 43055
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/01/1934FDIC Certificate 41924
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Federal Savings and Loan Association (Main) | 2 N 2nd St | Newark, OH |
| 182 WEST BROAD STREET BRANCH | 182 W Broad St | Pataskala, OH |
| HEBRON ROAD BRANCH | 900 Hebron Rd | Heath, OH |
| COLUMBUS BRANCH | 1050 Beecher Xing N | Columbus, OH |
| GRANVILLE BRANCH | 126 N Prospect St | Granville, OH |
| NEWARK BRANCH | 1475 N 21st St | Newark, OH |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 08/01/1934 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43055 |
| State and County Number | 39089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Columbus, OH |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstfedohio.com |
| Data Updated | 11/14/2025 |
| CERT | 29090 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $293.69M |
| Total Deposits | $253.06M |
| Total Liabilities | $255.15M |
| Total Equity Capital | $38.55M |
| Net Income | $332.00k |
| Net Loans and Leases | $210.71M |
| Assets Per Employee ($Millions) | $5.44M |
| Bank Premises and Fixed Assets | $4.55M |
| Cash and Balances due from Depository Institutions | $21.14M |
| Deposits Held in Domestic Offices | $253.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 3.47% |
| Net Interest Margin | 2.91% |
| Efficiency Ratio | 84.09% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.125% |
| Earning Assets to total Assets | 92.87% |
Income and Expense
| Total Interest Income | $3.82M |
| Total Noninterest Income | $329.00k |
| Total Interest Expense | $1.84M |
| Total Noninterest Expense | $1.94M |
| Net Interest Income | $1.98M |
| Pre-tax Net Operating Income | $403.00k |
| Provision for Credit Losses | $-36,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.09M |
| Total Liabilities and Capital | $293.69M |
Securities
| Securities | $44.26M |
| Available-for-sale debt securities | $17.02M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $27.23M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Savings and Loan Association?
$293.69M as of the latest filing.
How much are First Federal Savings and Loan Association's total deposits?
$253.06M in total deposits.
Where is First Federal Savings and Loan Association located?
Newark, OH.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
6.
When was it established?
08/01/1934.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$210.71M (latest filing).
What is the total interest income (latest filing)?
$3.82M.