SSB Community Bank

Strasburg, OH
IDRSSD: 995674
Total Assets
$283.86M
Latest filing
Total Deposits
$252.97M
Latest filing
Net Interest Margin
4.25%
Profitability

Locations

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Main Office
SSB Community Bank
152 N Wooster Ave
Strasburg, OH 44680
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1924FDIC Certificate 42692

Branches (3)

Page 1 of 1
NameAddressCity / State
SSB Community Bank (Main)152 N Wooster AveStrasburg, OH
BERLIN OFFICE BRANCH4599 State Route 39Berlin, OH
SSB COMMUNITY BANK - D0VER BRANCH804 Boulevard StDover, OH
SSB COMMUNITY BANK BOLIVAR BRANCH10686 Wilkshire Blvd.Bolivar, OH
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1924
Community BankYes
Ownership TypeNot Mutual
ZIP44680
State and County Number39157
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameNew Philadelphia-Dover, OH

Operational Info

Number of Employees36
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.ssbonline.com
Data Updated11/14/2025
CERT29858
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$283.86M
Total Deposits$252.97M
Total Liabilities$263.57M
Total Equity Capital$20.30M
Net Income$981.00k
Net Loans and Leases$245.21M
Assets Per Employee ($Millions)$7.67M
Bank Premises and Fixed Assets$7.92M
Cash and Balances due from Depository Institutions$26.25M
Deposits Held in Domestic Offices$252.97M

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)19.47%
Net Interest Margin4.25%
Efficiency Ratio53.66%
Tier 1 Risk-Based Capital Ratio9.693%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.26%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.15%
Earning Assets to total Assets95.13%

Income and Expense

Total Interest Income$4.71M
Total Noninterest Income$253.00k
Total Interest Expense$1.89M
Total Noninterest Expense$1.65M
Net Interest Income$2.82M
Pre-tax Net Operating Income$1.25M
Provision for Credit Losses$179.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$9.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.60M
Total Liabilities and Capital$283.86M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of SSB Community Bank?
$283.86M as of the latest filing.
How much are SSB Community Bank's total deposits?
$252.97M in total deposits.
Where is SSB Community Bank located?
Strasburg, OH.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$245.21M (latest filing).
What is the total interest income (latest filing)?
$4.71M.