SSB Community Bank
Strasburg, OH
IDRSSD: 995674
Total Assets
$283.86M
Latest filing
Total Deposits
$252.97M
Latest filing
Net Interest Margin
4.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
SSB Community Bank
152 N Wooster Ave
Strasburg, OH 44680
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1924FDIC Certificate 42692
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| SSB Community Bank (Main) | 152 N Wooster Ave | Strasburg, OH |
| BERLIN OFFICE BRANCH | 4599 State Route 39 | Berlin, OH |
| SSB COMMUNITY BANK - D0VER BRANCH | 804 Boulevard St | Dover, OH |
| SSB COMMUNITY BANK BOLIVAR BRANCH | 10686 Wilkshire Blvd. | Bolivar, OH |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1924 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44680 |
| State and County Number | 39157 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | New Philadelphia-Dover, OH |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ssbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 29858 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $283.86M |
| Total Deposits | $252.97M |
| Total Liabilities | $263.57M |
| Total Equity Capital | $20.30M |
| Net Income | $981.00k |
| Net Loans and Leases | $245.21M |
| Assets Per Employee ($Millions) | $7.67M |
| Bank Premises and Fixed Assets | $7.92M |
| Cash and Balances due from Depository Institutions | $26.25M |
| Deposits Held in Domestic Offices | $252.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 19.47% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 53.66% |
| Tier 1 Risk-Based Capital Ratio | 9.693% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.15% |
| Earning Assets to total Assets | 95.13% |
Income and Expense
| Total Interest Income | $4.71M |
| Total Noninterest Income | $253.00k |
| Total Interest Expense | $1.89M |
| Total Noninterest Expense | $1.65M |
| Net Interest Income | $2.82M |
| Pre-tax Net Operating Income | $1.25M |
| Provision for Credit Losses | $179.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.60M |
| Total Liabilities and Capital | $283.86M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SSB Community Bank?
$283.86M as of the latest filing.
How much are SSB Community Bank's total deposits?
$252.97M in total deposits.
Where is SSB Community Bank located?
Strasburg, OH.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$245.21M (latest filing).
What is the total interest income (latest filing)?
$4.71M.