SSB Community Bank

Strasburg, OH
IDRSSD: 995674
Total Assets
$289.17M
Latest filing
Total Deposits
$259.24M
Latest filing
Net Interest Margin
4.33%
Profitability

Key People

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Locations

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Main Office
SSB Community Bank
152 N Wooster Ave
Strasburg, OH 44680
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1924FDIC Certificate 42692

Branches (3)

Page 1 of 1
NameAddressCity / State
SSB Community Bank (Main)152 N Wooster AveStrasburg, OH
BERLIN OFFICE BRANCH4599 State Route 39Berlin, OH
SSB COMMUNITY BANK - D0VER BRANCH804 Boulevard StDover, OH
SSB COMMUNITY BANK BOLIVAR BRANCH10686 Wilkshire Blvd.Bolivar, OH
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1924
Community BankYes
Ownership TypeNot Mutual
ZIP44680
State and County Number39157
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameNew Philadelphia-Dover, OH

Operational Info

Number of Employees38
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.ssbonline.com
Data Updated04/10/2026
CERT29858
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$289.17M
Total Deposits$259.24M
Total Liabilities$268.57M
Total Equity Capital$20.60M
Net Income$1.08M
Net Loans and Leases$251.48M
Assets Per Employee ($Millions)$7.82M
Bank Premises and Fixed Assets$7.77M
Cash and Balances due from Depository Institutions$25.59M
Deposits Held in Domestic Offices$259.24M

Key Performance Ratios

Return on Assets (ROA)1.51%
Return on Equity (ROE)21.11%
Net Interest Margin4.33%
Efficiency Ratio55.43%
Tier 1 Risk-Based Capital Ratio9.547%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.124%
Earning Assets to total Assets95.33%

Income and Expense

Total Interest Income$4.74M
Total Noninterest Income$183.00k
Total Interest Expense$1.79M
Total Noninterest Expense$1.74M
Net Interest Income$2.95M
Pre-tax Net Operating Income$1.37M
Provision for Credit Losses$25.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.34M
Total Liabilities and Capital$289.17M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of SSB Community Bank?
$289.17M as of the latest filing.
How much are SSB Community Bank's total deposits?
$259.24M in total deposits.
Where is SSB Community Bank located?
Strasburg, OH.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$251.48M (latest filing).
What is the total interest income (latest filing)?
$4.74M.