Community Savings
Caldwell, OH
IDRSSD: 476472
Total Assets
$297.73M
Latest filing
Total Deposits
$237.47M
Latest filing
Net Interest Margin
4.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Savings
425 Main St
Caldwell, OH 43724
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1885FDIC Certificate 40803
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Community Savings (Main) | 425 Main St | Caldwell, OH | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1885 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43724 |
| State and County Number | 39121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 62 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.mycommunitysavings.com |
| Data Updated | 01/30/2026 |
| CERT | 27969 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $297.73M |
| Total Deposits | $237.47M |
| Total Liabilities | $261.67M |
| Total Equity Capital | $36.06M |
| Net Income | $1.15M |
| Net Loans and Leases | $255.68M |
| Assets Per Employee ($Millions) | $4.88M |
| Bank Premises and Fixed Assets | $1.07M |
| Cash and Balances due from Depository Institutions | $15.12M |
| Deposits Held in Domestic Offices | $237.47M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 12.95% |
| Net Interest Margin | 4.86% |
| Efficiency Ratio | 63.68% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.112% |
| Earning Assets to total Assets | 96.62% |
Income and Expense
| Total Interest Income | $5.62M |
| Total Noninterest Income | $1.00M |
| Total Interest Expense | $2.13M |
| Total Noninterest Expense | $2.87M |
| Net Interest Income | $3.49M |
| Pre-tax Net Operating Income | $1.47M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $22.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $485.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.70M |
| Total Liabilities and Capital | $297.73M |
Securities
| Securities | $17.61M |
| Available-for-sale debt securities | $17.61M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Savings?
$297.73M as of the latest filing.
How much are Community Savings's total deposits?
$237.47M in total deposits.
Where is Community Savings located?
Caldwell, OH.
What is the Net Interest Margin?
4.86%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1885.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$255.68M (latest filing).
What is the total interest income (latest filing)?
$5.62M.