RiverHills Bank
Milford, OH
IDRSSD: 371223
Total Assets
$343.60M
Latest filing
Total Deposits
$307.16M
Latest filing
Net Interest Margin
4.87%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
042206574NEW RICHMOND, OH044015954DUBLIN, OH
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
RiverHills Bank
553 Chamber Dr
Milford, OH 45150
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/17/1904FDIC Certificate 4464
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RiverHills Bank (Main) | 553 Chamber Dr | Milford, OH |
| AMELIA BRANCH | 1719 W Ohio Pike | Amelia, OH |
| NEW RICHMOND BRANCH | 110 Front St | New Richmond, OH |
| MILFORD BRANCH | 301 Main St | Milford, OH |
| FELICITY BRANCH | 415 Market St | Felicity, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/17/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45150 |
| State and County Number | 39025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.rhb24.com |
| Data Updated | 01/30/2026 |
| CERT | 6662 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $343.60M |
| Total Deposits | $307.16M |
| Total Liabilities | $309.50M |
| Total Equity Capital | $34.10M |
| Net Income | $1.36M |
| Net Loans and Leases | $268.57M |
| Assets Per Employee ($Millions) | $4.46M |
| Bank Premises and Fixed Assets | $3.35M |
| Cash and Balances due from Depository Institutions | $22.25M |
| Deposits Held in Domestic Offices | $307.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 16.02% |
| Net Interest Margin | 4.87% |
| Efficiency Ratio | 63.58% |
| Tier 1 Risk-Based Capital Ratio | 13.083% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.925% |
| Earning Assets to total Assets | 94.88% |
Income and Expense
| Total Interest Income | $5.13M |
| Total Noninterest Income | $607.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $2.91M |
| Net Interest Income | $3.97M |
| Pre-tax Net Operating Income | $1.61M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.34M |
| Total Liabilities and Capital | $343.60M |
Securities
| Securities | $36.54M |
| Available-for-sale debt securities | $36.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RiverHills Bank?
$343.60M as of the latest filing.
How much are RiverHills Bank's total deposits?
$307.16M in total deposits.
Where is RiverHills Bank located?
Milford, OH.
What is the Net Interest Margin?
4.87%.
How many domestic offices does it operate?
5.
When was it established?
11/17/1904.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$268.57M (latest filing).
What is the total interest income (latest filing)?
$5.13M.