Texas Financial Bank
Eden, TX
IDRSSD: 656658
Total Assets
$234.55M
Latest filing
Total Deposits
$195.28M
Latest filing
Net Interest Margin
5.13%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111310391EDEN, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Texas Financial Bank
220 Jackson Street
Eden, TX 76837
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/31/1986FDIC Certificate 35853
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Texas Financial Bank (Main) | 220 Jackson Street | Eden, TX |
| BIG LAKE BRANCH | 1300 E 2nd St | Big Lake, TX |
| SAN ANGELO LPO | 121 W Twohig Ave | San Angelo, TX |
| BIG SPRING BRANCH | 711 Scurry St | Big Spring, TX |
| THE FIRST STATE BANK OF RANKIN/BRANCH | 922 Main St | Rankin, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/31/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76837 |
| State and County Number | 48095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/27/2024 |
| Date of Deposit Insurance | 07/31/1986 |
| Primary Insurance Agency | DIF |
| Website | www.texasfinancial.com |
| Data Updated | 01/30/2026 |
| CERT | 26738 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $234.55M |
| Total Deposits | $195.28M |
| Total Liabilities | $199.60M |
| Total Equity Capital | $34.95M |
| Net Income | $392.00k |
| Net Loans and Leases | $115.76M |
| Assets Per Employee ($Millions) | $4.69M |
| Bank Premises and Fixed Assets | $3.46M |
| Cash and Balances due from Depository Institutions | $29.75M |
| Deposits Held in Domestic Offices | $195.28M |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 4.53% |
| Net Interest Margin | 5.13% |
| Efficiency Ratio | 69.79% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.52% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.903% |
| Earning Assets to total Assets | 89.95% |
Income and Expense
| Total Interest Income | $3.11M |
| Total Noninterest Income | $578.00k |
| Total Interest Expense | $516.00k |
| Total Noninterest Expense | $2.38M |
| Net Interest Income | $2.59M |
| Pre-tax Net Operating Income | $490.00k |
| Provision for Credit Losses | $296.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.22M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.32M |
| Total Liabilities and Capital | $234.55M |
Securities
| Securities | $65.94M |
| Available-for-sale debt securities | $48.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $17.45M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas Financial Bank?
$234.55M as of the latest filing.
How much are Texas Financial Bank's total deposits?
$195.28M in total deposits.
Where is Texas Financial Bank located?
Eden, TX.
What is the Net Interest Margin?
5.13%.
How many domestic offices does it operate?
4.
When was it established?
07/31/1986.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$115.76M (latest filing).
What is the total interest income (latest filing)?
$3.11M.