Texas Financial Bank
Eden, TX
IDRSSD: 656658
Total Assets
$217.35M
Latest filing
Total Deposits
$179.29M
Latest filing
Net Interest Margin
5.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas Financial Bank
220 Jackson Street
Eden, TX 76837
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/31/1986FDIC Certificate 35853
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Texas Financial Bank (Main) | 220 Jackson Street | Eden, TX |
| BIG LAKE BRANCH | 1300 E 2nd St | Big Lake, TX |
| SAN ANGELO LPO | 121 W Twohig Ave | San Angelo, TX |
| THE FIRST STATE BANK OF RANKIN/BRANCH | 922 Main St | Rankin, TX |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/31/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76837 |
| State and County Number | 48095 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/27/2024 |
| Date of Deposit Insurance | 07/31/1986 |
| Primary Insurance Agency | DIF |
| Website | www.texasfinancial.com |
| Data Updated | 11/14/2025 |
| CERT | 26738 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $217.35M |
| Total Deposits | $179.29M |
| Total Liabilities | $183.01M |
| Total Equity Capital | $34.33M |
| Net Income | $600.00k |
| Net Loans and Leases | $91.94M |
| Assets Per Employee ($Millions) | $5.57M |
| Bank Premises and Fixed Assets | $2.86M |
| Cash and Balances due from Depository Institutions | $30.04M |
| Deposits Held in Domestic Offices | $179.29M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 7.91% |
| Net Interest Margin | 5.66% |
| Efficiency Ratio | 64.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.796% |
| Earning Assets to total Assets | 88.88% |
Income and Expense
| Total Interest Income | $2.98M |
| Total Noninterest Income | $309.00k |
| Total Interest Expense | $449.00k |
| Total Noninterest Expense | $2.00M |
| Net Interest Income | $2.53M |
| Pre-tax Net Operating Income | $759.00k |
| Provision for Credit Losses | $78.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $21.07M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.72M |
| Total Liabilities and Capital | $217.35M |
Securities
| Securities | $58.08M |
| Available-for-sale debt securities | $39.65M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $18.43M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas Financial Bank?
$217.35M as of the latest filing.
How much are Texas Financial Bank's total deposits?
$179.29M in total deposits.
Where is Texas Financial Bank located?
Eden, TX.
What is the Net Interest Margin?
5.66%.
How many domestic offices does it operate?
4.
When was it established?
07/31/1986.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$91.94M (latest filing).
What is the total interest income (latest filing)?
$2.98M.