First Texas Bank
Lampasas, TX
IDRSSD: 875758
Total Assets
$242.12M
Latest filing
Total Deposits
$216.41M
Latest filing
Net Interest Margin
3.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Texas Bank
501 E 3rd St
Lampasas, TX 76550
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/02/1884FDIC Certificate 2131
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Texas Bank (Main) | 501 E 3rd St | Lampasas, TX |
| KEY AVENUE BRANCH | 100 N Key Ave | Lampasas, TX |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/02/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76550 |
| State and County Number | 48281 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Killeen-Temple, TX |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.firsttexasbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 3293 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $242.12M |
| Total Deposits | $216.41M |
| Total Liabilities | $218.36M |
| Total Equity Capital | $23.76M |
| Net Income | $1.22M |
| Net Loans and Leases | $87.55M |
| Assets Per Employee ($Millions) | $10.53M |
| Bank Premises and Fixed Assets | $968.00k |
| Cash and Balances due from Depository Institutions | $32.39M |
| Deposits Held in Domestic Offices | $216.41M |
Key Performance Ratios
| Return on Assets (ROA) | 2.03% |
| Return on Equity (ROE) | 20.98% |
| Net Interest Margin | 3.83% |
| Efficiency Ratio | 38.99% |
| Tier 1 Risk-Based Capital Ratio | 24.018% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.813% |
| Earning Assets to total Assets | 96.54% |
Income and Expense
| Total Interest Income | $2.80M |
| Total Noninterest Income | $279.00k |
| Total Interest Expense | $574.00k |
| Total Noninterest Expense | $977.00k |
| Net Interest Income | $2.23M |
| Pre-tax Net Operating Income | $1.54M |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.96M |
| Total Liabilities and Capital | $242.12M |
Securities
| Securities | $116.39M |
| Available-for-sale debt securities | $12.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $103.68M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Texas Bank?
$242.12M as of the latest filing.
How much are First Texas Bank's total deposits?
$216.41M in total deposits.
Where is First Texas Bank located?
Lampasas, TX.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
2.
When was it established?
10/02/1884.
What is the Return on Assets (ROA)?
2.03%.
How much are total loans and leases?
$87.55M (latest filing).
What is the total interest income (latest filing)?
$2.80M.