Sanger Bank
Sanger, TX
IDRSSD: 336361
Total Assets
$218.89M
Latest filing
Total Deposits
$181.92M
Latest filing
Net Interest Margin
4.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Sanger Bank
1405 W Chapman Dr
Sanger, TX 76266
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/08/1987FDIC Certificate 38555
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sanger Bank (Main) | 1405 W Chapman Dr | Sanger, TX |
| SANGER BANK-BOWIE BRANCH | 1308 Highway 59 N | Bowie, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/08/1987 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76266 |
| State and County Number | 48121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/20/2024 |
| Date of Deposit Insurance | 09/08/1987 |
| Primary Insurance Agency | DIF |
| Website | http://www.sangerbank.com |
| Data Updated | 11/14/2025 |
| CERT | 27043 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $218.89M |
| Total Deposits | $181.92M |
| Total Liabilities | $183.51M |
| Total Equity Capital | $35.37M |
| Net Income | $747.00k |
| Net Loans and Leases | $122.81M |
| Assets Per Employee ($Millions) | $6.63M |
| Bank Premises and Fixed Assets | $10.66M |
| Cash and Balances due from Depository Institutions | $46.99M |
| Deposits Held in Domestic Offices | $181.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 8.54% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 66.55% |
| Tier 1 Risk-Based Capital Ratio | 27.314% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.16% |
| Earning Assets to total Assets | 91.51% |
Income and Expense
| Total Interest Income | $3.02M |
| Total Noninterest Income | $194.00k |
| Total Interest Expense | $941.00k |
| Total Noninterest Expense | $1.51M |
| Net Interest Income | $2.08M |
| Pre-tax Net Operating Income | $759.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.30M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.59M |
| Total Liabilities and Capital | $218.89M |
Securities
| Securities | $31.84M |
| Available-for-sale debt securities | $1.25M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $30.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sanger Bank?
$218.89M as of the latest filing.
How much are Sanger Bank's total deposits?
$181.92M in total deposits.
Where is Sanger Bank located?
Sanger, TX.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
2.
When was it established?
09/08/1987.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$122.81M (latest filing).
What is the total interest income (latest filing)?
$3.02M.