Guadalupe Bank
Kerrville, TX
IDRSSD: 3635551
Total Assets
$239.86M
Latest filing
Total Deposits
$214.74M
Latest filing
Net Interest Margin
5.35%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Guadalupe Bank
1309 Bandera Hwy
Kerrville, TX 78028
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/17/2008FDIC Certificate 467484
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Guadalupe Bank (Main) | 1309 Bandera Hwy | Kerrville, TX |
| FREDERICKSBURG BRANCH | 804 S Adams St | Fredericksburg, TX |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/17/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78028 |
| State and County Number | 48265 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Kerrville, TX |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/17/2008 |
| Primary Insurance Agency | DIF |
| Website | www.guadalupebank.com |
| Data Updated | 11/14/2025 |
| CERT | 58768 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $239.86M |
| Total Deposits | $214.74M |
| Total Liabilities | $215.73M |
| Total Equity Capital | $24.13M |
| Net Income | $1.11M |
| Net Loans and Leases | $175.19M |
| Assets Per Employee ($Millions) | $8M |
| Bank Premises and Fixed Assets | $6.75M |
| Cash and Balances due from Depository Institutions | $52.02M |
| Deposits Held in Domestic Offices | $214.74M |
Key Performance Ratios
| Return on Assets (ROA) | 1.86% |
| Return on Equity (ROE) | 18.56% |
| Net Interest Margin | 5.35% |
| Efficiency Ratio | 55.75% |
| Tier 1 Risk-Based Capital Ratio | 14.149% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.061% |
| Earning Assets to total Assets | 94.73% |
Income and Expense
| Total Interest Income | $3.70M |
| Total Noninterest Income | $274.00k |
| Total Interest Expense | $689.00k |
| Total Noninterest Expense | $1.83M |
| Net Interest Income | $3.01M |
| Pre-tax Net Operating Income | $1.40M |
| Provision for Credit Losses | $57.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $985.00k |
| Total Liabilities and Capital | $239.86M |
Securities
| Securities | $2.26M |
| Available-for-sale debt securities | $251.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.01M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Guadalupe Bank?
$239.86M as of the latest filing.
How much are Guadalupe Bank's total deposits?
$214.74M in total deposits.
Where is Guadalupe Bank located?
Kerrville, TX.
What is the Net Interest Margin?
5.35%.
How many domestic offices does it operate?
2.
When was it established?
03/17/2008.
What is the Return on Assets (ROA)?
1.86%.
How much are total loans and leases?
$175.19M (latest filing).
What is the total interest income (latest filing)?
$3.70M.