Fayette Savings Bank, SSB

La Grange, TX
IDRSSD: 675079
Total Assets
$496.00M
Latest filing
Total Deposits
$446.00M
Latest filing
Net Interest Margin
3.58%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

313173792LA GRANGE, TX

Key People

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Locations

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Main Office
Fayette Savings Bank, SSB
111 E Travis St
La Grange, TX 78945
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1976FDIC Certificate 44770

Branches (3)

Page 1 of 1
NameAddressCity / State
Fayette Savings Bank, SSB (Main)111 E Travis StLa Grange, TX
FLATONIA BRANCH204 N La Grange StFlatonia, TX
87 NORTH KESSLER BRANCH87 N Kessler AveSchulenburg, TX
WEIMAR BRANCH709 S Eagle StWeimar, TX
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1976
Community BankYes
Ownership TypeNot Mutual
ZIP78945
State and County Number48149
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees40
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.fayettesavings.com
Data Updated01/30/2026
CERT31936
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$496.00M
Total Deposits$446.00M
Total Liabilities$447.48M
Total Equity Capital$48.52M
Net Income$2.16M
Net Loans and Leases$398.08M
Assets Per Employee ($Millions)$12.1M
Bank Premises and Fixed Assets$6.11M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$446.00M

Key Performance Ratios

Return on Assets (ROA)1.76%
Return on Equity (ROE)17.93%
Net Interest Margin3.58%
Efficiency Ratio45.88%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.783%
Earning Assets to total Assets96.54%

Income and Expense

Total Interest Income$6.97M
Total Noninterest Income$262.00k
Total Interest Expense$2.74M
Total Noninterest Expense$2.06M
Net Interest Income$4.24M
Pre-tax Net Operating Income$2.16M
Provision for Credit Losses$275.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$423.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.48M
Total Liabilities and Capital$496.00M

Securities

Securities$32.49M
Available-for-sale debt securities$29.57M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$2.92M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fayette Savings Bank, SSB?
$496.00M as of the latest filing.
How much are Fayette Savings Bank, SSB's total deposits?
$446.00M in total deposits.
Where is Fayette Savings Bank, SSB located?
La Grange, TX.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1976.
What is the Return on Assets (ROA)?
1.76%.
How much are total loans and leases?
$398.08M (latest filing).
What is the total interest income (latest filing)?
$6.97M.