Fayette Savings Bank, SSB

La Grange, TX
IDRSSD: 675079
Total Assets
$485.85M
Latest filing
Total Deposits
$436.00M
Latest filing
Net Interest Margin
3.51%
Profitability

Locations

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Main Office
Fayette Savings Bank, SSB
111 E Travis St
La Grange, TX 78945
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1976FDIC Certificate 44770

Branches (3)

Page 1 of 1
NameAddressCity / State
Fayette Savings Bank, SSB (Main)111 E Travis StLa Grange, TX
FLATONIA BRANCH204 N La Grange StFlatonia, TX
87 NORTH KESSLER BRANCH87 N Kessler AveSchulenburg, TX
WEIMAR BRANCH709 S Eagle StWeimar, TX
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1976
Community BankYes
Ownership TypeNot Mutual
ZIP78945
State and County Number48149
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees40
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.fayettesavings.com
Data Updated11/14/2025
CERT31936
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$485.85M
Total Deposits$436.00M
Total Liabilities$438.04M
Total Equity Capital$47.81M
Net Income$2.01M
Net Loans and Leases$387.06M
Assets Per Employee ($Millions)$12.15M
Bank Premises and Fixed Assets$6.13M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$436.00M

Key Performance Ratios

Return on Assets (ROA)1.69%
Return on Equity (ROE)17.31%
Net Interest Margin3.51%
Efficiency Ratio52.34%
Tier 1 Risk-Based Capital Ratio16.747%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.841%
Earning Assets to total Assets96.25%

Income and Expense

Total Interest Income$6.70M
Total Noninterest Income$238.00k
Total Interest Expense$2.63M
Total Noninterest Expense$2.25M
Net Interest Income$4.07M
Pre-tax Net Operating Income$2.01M
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$522.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.04M
Total Liabilities and Capital$485.85M

Securities

Securities$33.43M
Available-for-sale debt securities$30.51M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.92M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Fayette Savings Bank, SSB?
$485.85M as of the latest filing.
How much are Fayette Savings Bank, SSB's total deposits?
$436.00M in total deposits.
Where is Fayette Savings Bank, SSB located?
La Grange, TX.
What is the Net Interest Margin?
3.51%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1976.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$387.06M (latest filing).
What is the total interest income (latest filing)?
$6.70M.