Coastal Community Bank

Everett, WA
IDRSSD: 2562164
Total Assets
$4.55B
Latest filing
Total Deposits
$4.02B
Latest filing
Net Interest Margin
7.45%
Profitability

Locations

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Main Office
Coastal Community Bank
5415 Evergreen Way
Everett, WA 98203
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1997FDIC Certificate 57166

Branches (13)

Page 1 of 2
NameAddressCity / State
Coastal Community Bank (Main)5415 Evergreen WayEverett, WA
SKY VALLEY BRANCH425 Main StSultan, WA
MONROE BRANCH19351 Highway 2Monroe, WA
STANWOOD BRANCH9818 State Route 532Stanwood, WA
CAMANO BRANCH818 N Sunrise BlvdCamano Island, WA
DARRINGTON BRANCH1220 State Route 530 NeDarrington, WA
SILVER LAKE BRANCH10520 19th Ave SeEverett, WA
SNOHOMISH BRANCH928 Avenue DSnohomish, WA
Showing 7 of 13

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date04/01/1997
Community BankYes
Ownership TypeNot Mutual
ZIP98203
State and County Number53061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSeattle-Tacoma-Bellevue, WA

Operational Info

Number of Employees516
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/01/1997
Primary Insurance AgencyDIF
Websitewww.coastalbank.com
Data Updated11/14/2025
CERT34403
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.55B
Total Deposits$4.02B
Total Liabilities$4.07B
Total Equity Capital$476.18M
Net Income$13.98M
Net Loans and Leases$3.57B
Assets Per Employee ($Millions)$8.7M
Bank Premises and Fixed Assets$20.81M
Cash and Balances due from Depository Institutions$642.11M
Deposits Held in Domestic Offices$4.02B

Key Performance Ratios

Return on Assets (ROA)1.24%
Return on Equity (ROE)11.92%
Net Interest Margin7.45%
Efficiency Ratio48.17%
Tier 1 Risk-Based Capital Ratio12.373%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets5.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.466%
Earning Assets to total Assets92.85%

Income and Expense

Total Interest Income$109.03M
Total Noninterest Income$66.72M
Total Interest Expense$30.87M
Total Noninterest Expense$69.78M
Net Interest Income$78.16M
Pre-tax Net Operating Income$18.49M
Provision for Credit Losses$56.60M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$144.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$56.92M
Total Liabilities and Capital$4.55B

Securities

Securities$43.94M
Available-for-sale debt securities$31.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$43.91M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Coastal Community Bank?
$4.55B as of the latest filing.
How much are Coastal Community Bank's total deposits?
$4.02B in total deposits.
Where is Coastal Community Bank located?
Everett, WA.
What is the Net Interest Margin?
7.45%.
How many domestic offices does it operate?
14.
When was it established?
04/01/1997.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$3.57B (latest filing).
What is the total interest income (latest filing)?
$109.03M.