The First National Bank of Sparta
Sparta, IL
IDRSSD: 246947
Total Assets
$108.83M
Latest filing
Total Deposits
$96.36M
Latest filing
Net Interest Margin
3.75%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Sparta
101 W Broadway St
Sparta, IL 62286
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/02/1885FDIC Certificate 2496
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Sparta (Main) | 101 W Broadway St | Sparta, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Chester National Bank
Chester, Illinois
→
Assets: $106.05MΔ +2.0%
Nashville Savings Bank
Nashville, Illinois
→
Assets: $101.11MΔ -2.7%
Anna State Bank
Anna, Illinois
→
Assets: $106.79MΔ +2.7%
The First National Bank of Lacon
Lacon, Illinois
→
Assets: $106.80MΔ +2.8%
Clay County State Bank
Louisville, Illinois
→
Assets: $100.59MΔ -3.2%
Princeville State Bank
Princeville, Illinois
→
Assets: $108.14MΔ +4.0%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/02/1885 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62286 |
| State and County Number | 17157 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbsparta.com |
| Data Updated | 11/14/2025 |
| CERT | 3837 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $108.83M |
| Total Deposits | $96.36M |
| Total Liabilities | $97.39M |
| Total Equity Capital | $11.44M |
| Net Income | $391.00k |
| Net Loans and Leases | $44.63M |
| Assets Per Employee ($Millions) | $6.05M |
| Bank Premises and Fixed Assets | $1.33M |
| Cash and Balances due from Depository Institutions | $9.25M |
| Deposits Held in Domestic Offices | $96.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 14.33% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 69.8% |
| Tier 1 Risk-Based Capital Ratio | 27.903% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.511% |
| Earning Assets to total Assets | 93.24% |
Income and Expense
| Total Interest Income | $1.31M |
| Total Noninterest Income | $400.00k |
| Total Interest Expense | $380.00k |
| Total Noninterest Expense | $927.00k |
| Net Interest Income | $928.00k |
| Pre-tax Net Operating Income | $391.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.96M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.03M |
| Total Liabilities and Capital | $108.83M |
Securities
| Securities | $47.41M |
| Available-for-sale debt securities | $47.41M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Sparta?
$108.83M as of the latest filing.
How much are The First National Bank of Sparta's total deposits?
$96.36M in total deposits.
Where is The First National Bank of Sparta located?
Sparta, IL.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
1.
When was it established?
10/02/1885.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$44.63M (latest filing).
What is the total interest income (latest filing)?
$1.31M.