McIntosh County Bank
Ashley, ND
IDRSSD: 720858
Total Assets
$113.63M
Latest filing
Total Deposits
$98.92M
Latest filing
Net Interest Margin
3.63%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
McIntosh County Bank
204 W Main St
Ashley, ND 58413
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 8624
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| McIntosh County Bank (Main) | 204 W Main St | Ashley, ND |
| ZEELAND BRANCH | 101 North Main Avenue | Zeeland, ND |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58413 |
| State and County Number | 38051 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.makeitmcb.com |
| Data Updated | 01/30/2026 |
| CERT | 13794 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $113.63M |
| Total Deposits | $98.92M |
| Total Liabilities | $103.03M |
| Total Equity Capital | $10.60M |
| Net Income | $395.00k |
| Net Loans and Leases | $66.08M |
| Assets Per Employee ($Millions) | $8.74M |
| Bank Premises and Fixed Assets | $208.00k |
| Cash and Balances due from Depository Institutions | $2.03M |
| Deposits Held in Domestic Offices | $98.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 14.09% |
| Net Interest Margin | 3.63% |
| Efficiency Ratio | 63.83% |
| Tier 1 Risk-Based Capital Ratio | 14.845% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.328% |
| Earning Assets to total Assets | 94.94% |
Income and Expense
| Total Interest Income | $1.47M |
| Total Noninterest Income | $109.00k |
| Total Interest Expense | $487.00k |
| Total Noninterest Expense | $697.00k |
| Net Interest Income | $983.00k |
| Pre-tax Net Operating Income | $395.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.64M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.11M |
| Total Liabilities and Capital | $113.63M |
Securities
| Securities | $37.31M |
| Available-for-sale debt securities | $37.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of McIntosh County Bank?
$113.63M as of the latest filing.
How much are McIntosh County Bank's total deposits?
$98.92M in total deposits.
Where is McIntosh County Bank located?
Ashley, ND.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$66.08M (latest filing).
What is the total interest income (latest filing)?
$1.47M.