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McIntosh County Bank

Ashley, ND
IDRSSD: 720858
Total Assets
$117.39M
Latest filing
Total Deposits
$99.81M
Latest filing
Net Interest Margin
3.88%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1911
Community BankYes
Ownership TypeNot Mutual
ZIP58413
State and County Number38051
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees12
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.makeitmcb.com
Data Updated11/14/2025
CERT13794
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$117.39M
Total Deposits$99.81M
Total Liabilities$105.56M
Total Equity Capital$11.83M
Net Income$505.00k
Net Loans and Leases$68.63M
Assets Per Employee ($Millions)$9.03M
Bank Premises and Fixed Assets$204.00k
Cash and Balances due from Depository Institutions$4.53M
Deposits Held in Domestic Offices$99.81M

Key Performance Ratios

Return on Assets (ROA)1.75%
Return on Equity (ROE)18.16%
Net Interest Margin3.88%
Efficiency Ratio54.25%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.079%
Earning Assets to total Assets92.79%

Income and Expense

Total Interest Income$1.51M
Total Noninterest Income$79.00k
Total Interest Expense$458.00k
Total Noninterest Expense$613.00k
Net Interest Income$1.05M
Pre-tax Net Operating Income$517.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$4.50M
Federal Funds Sold & Reverse Repurchase Agreement$2.16M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.26M
Total Liabilities and Capital$117.39M

Securities

Securities$37.35M
Available-for-sale debt securities$37.35M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of McIntosh County Bank?
$117.39M as of the latest filing.
How much are McIntosh County Bank's total deposits?
$99.81M in total deposits.
Where is McIntosh County Bank located?
Ashley, ND.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
1.75%.
How much are total loans and leases?
$68.63M (latest filing).
What is the total interest income (latest filing)?
$1.51M.