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Commercial Bank of Mott

Mott, ND
IDRSSD: 1008553
Total Assets
$147.29M
Latest filing
Total Deposits
$112.22M
Latest filing
Net Interest Margin
3.03%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/12/1940
Community BankYes
Ownership TypeNot Mutual
ZIP58646
State and County Number38041
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees8
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance06/13/1940
Primary Insurance AgencyDIF
Websitehttp://www.cbmott.com
Data Updated11/14/2025
CERT15741
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$147.29M
Total Deposits$112.22M
Total Liabilities$130.12M
Total Equity Capital$17.18M
Net Income$595.00k
Net Loans and Leases$109.89M
Assets Per Employee ($Millions)$18.41M
Bank Premises and Fixed Assets$548.00k
Cash and Balances due from Depository Institutions$2.57M
Deposits Held in Domestic Offices$112.22M

Key Performance Ratios

Return on Assets (ROA)1.61%
Return on Equity (ROE)14.22%
Net Interest Margin3.03%
Efficiency Ratio43.25%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.661%
Earning Assets to total Assets94.61%

Income and Expense

Total Interest Income$1.91M
Total Noninterest Income$58.00k
Total Interest Expense$853.00k
Total Noninterest Expense$484.00k
Net Interest Income$1.06M
Pre-tax Net Operating Income$570.00k
Provision for Credit Losses$65.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$13.79M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.03M
All Other Liabilities$1.08M
Total Liabilities and Capital$147.29M

Securities

Securities$28.25M
Available-for-sale debt securities$28.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Commercial Bank of Mott?
$147.29M as of the latest filing.
How much are Commercial Bank of Mott's total deposits?
$112.22M in total deposits.
Where is Commercial Bank of Mott located?
Mott, ND.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
1.
When was it established?
06/12/1940.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$109.89M (latest filing).
What is the total interest income (latest filing)?
$1.91M.