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First State Bank of Cando

Cando, ND
IDRSSD: 918655
Total Assets
$72.18M
Latest filing
Total Deposits
$64.02M
Latest filing
Net Interest Margin
3.27%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1888
Community BankYes
Ownership TypeNot Mutual
ZIP58324
State and County Number38095
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1937
Primary Insurance AgencyDIF
Websitewww.fsbcando.com
Data Updated11/14/2025
CERT15471
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$72.18M
Total Deposits$64.02M
Total Liabilities$66.49M
Total Equity Capital$5.69M
Net Income$189.00k
Net Loans and Leases$27.64M
Assets Per Employee ($Millions)$6.56M
Bank Premises and Fixed Assets$239.00k
Cash and Balances due from Depository Institutions$2.44M
Deposits Held in Domestic Offices$64.02M

Key Performance Ratios

Return on Assets (ROA)1.05%
Return on Equity (ROE)14.52%
Net Interest Margin3.27%
Efficiency Ratio67.9%
Tier 1 Risk-Based Capital Ratio21.641%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.889%
Earning Assets to total Assets96.63%

Income and Expense

Total Interest Income$821.00k
Total Noninterest Income$28.00k
Total Interest Expense$254.00k
Total Noninterest Expense$404.00k
Net Interest Income$567.00k
Pre-tax Net Operating Income$191.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$2.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$465.00k
Total Liabilities and Capital$72.18M

Securities

Securities$40.81M
Available-for-sale debt securities$40.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Cando?
$72.18M as of the latest filing.
How much are First State Bank of Cando's total deposits?
$64.02M in total deposits.
Where is First State Bank of Cando located?
Cando, ND.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$27.64M (latest filing).
What is the total interest income (latest filing)?
$821.00k.