First State Bank of Cando
Cando, ND
IDRSSD: 918655
Total Assets
$74.17M
Latest filing
Total Deposits
$67.38M
Latest filing
Net Interest Margin
3.28%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091300887CANDO, ND
Key People
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Locations
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Main Office
First State Bank of Cando
415 Main St
Cando, ND 58324
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 9777
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Cando (Main) | 415 Main St | Cando, ND |
| PAYING AND RECEIVING BRANCH | 210 Main St | Bisbee, ND |
| PAYING AND RECEIVING BRANCH | 31 Main St | Rocklake, ND |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58324 |
| State and County Number | 38095 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1937 |
| Primary Insurance Agency | DIF |
| Website | www.fsbcando.com |
| Data Updated | 01/30/2026 |
| CERT | 15471 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $74.17M |
| Total Deposits | $67.38M |
| Total Liabilities | $67.82M |
| Total Equity Capital | $6.35M |
| Net Income | $221.00k |
| Net Loans and Leases | $27.07M |
| Assets Per Employee ($Millions) | $7.42M |
| Bank Premises and Fixed Assets | $228.00k |
| Cash and Balances due from Depository Institutions | $5.17M |
| Deposits Held in Domestic Offices | $67.38M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 14.68% |
| Net Interest Margin | 3.28% |
| Efficiency Ratio | 63.11% |
| Tier 1 Risk-Based Capital Ratio | 22.628% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.565% |
| Earning Assets to total Assets | 96.44% |
Income and Expense
| Total Interest Income | $821.00k |
| Total Noninterest Income | $39.00k |
| Total Interest Expense | $242.00k |
| Total Noninterest Expense | $390.00k |
| Net Interest Income | $579.00k |
| Pre-tax Net Operating Income | $216.00k |
| Provision for Credit Losses | $12.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $444.00k |
| Total Liabilities and Capital | $74.17M |
Securities
| Securities | $39.77M |
| Available-for-sale debt securities | $39.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Cando?
$74.17M as of the latest filing.
How much are First State Bank of Cando's total deposits?
$67.38M in total deposits.
Where is First State Bank of Cando located?
Cando, ND.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$27.07M (latest filing).
What is the total interest income (latest filing)?
$821.00k.