First State Bank of Golva

Golva, ND
IDRSSD: 931159
Total Assets
$116.97M
Latest filing
Total Deposits
$108.51M
Latest filing
Net Interest Margin
4.15%
Profitability

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
First State Bank of Golva
410 Terrell Ave
Golva, ND 58632
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1914FDIC Certificate 6566

Branches (2)

Page 1 of 1
NameAddressCity / State
First State Bank of Golva (Main)410 Terrell AveGolva, ND
BEACH BRANCH123 1st Ave SeBeach, ND
MEDORA BRANCH365 3rd AvenueMedora, ND
Showing 2 of 2

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/01/1914
Community BankYes
Ownership TypeNot Mutual
ZIP58632
State and County Number38033
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/01/1934
Primary Insurance AgencyDIF
Websitefsbofgolva.com
Data Updated01/30/2026
CERT10243
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$116.97M
Total Deposits$108.51M
Total Liabilities$108.87M
Total Equity Capital$8.10M
Net Income$760.00k
Net Loans and Leases$45.74M
Assets Per Employee ($Millions)$11.7M
Bank Premises and Fixed Assets$17.00k
Cash and Balances due from Depository Institutions$4.07M
Deposits Held in Domestic Offices$108.51M

Key Performance Ratios

Return on Assets (ROA)2.65%
Return on Equity (ROE)40.25%
Net Interest Margin4.15%
Efficiency Ratio35.88%
Tier 1 Risk-Based Capital Ratio17.235%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.927%
Earning Assets to total Assets95.48%

Income and Expense

Total Interest Income$1.37M
Total Noninterest Income$54.00k
Total Interest Expense$227.00k
Total Noninterest Expense$428.00k
Net Interest Income$1.14M
Pre-tax Net Operating Income$760.00k
Provision for Credit Losses$5.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$22.41M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$359.00k
Total Liabilities and Capital$116.97M

Securities

Securities$43.53M
Available-for-sale debt securities$43.53M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Golva?
$116.97M as of the latest filing.
How much are First State Bank of Golva's total deposits?
$108.51M in total deposits.
Where is First State Bank of Golva located?
Golva, ND.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
3.
When was it established?
06/01/1914.
What is the Return on Assets (ROA)?
2.65%.
How much are total loans and leases?
$45.74M (latest filing).
What is the total interest income (latest filing)?
$1.37M.