State Bank of Lakota
Lakota, ND
IDRSSD: 678258
Total Assets
$66.93M
Latest filing
Total Deposits
$60.62M
Latest filing
Net Interest Margin
3.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Lakota
125 Main St N
Lakota, ND 58344
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 10640
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| State Bank of Lakota (Main) | 125 Main St N | Lakota, ND | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58344 |
| State and County Number | 38063 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/16/1946 |
| Primary Insurance Agency | DIF |
| Website | www.statebankoflakota.com |
| Data Updated | 01/30/2026 |
| CERT | 16477 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $66.93M |
| Total Deposits | $60.62M |
| Total Liabilities | $60.79M |
| Total Equity Capital | $6.14M |
| Net Income | $248.00k |
| Net Loans and Leases | $39.86M |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $525.00k |
| Cash and Balances due from Depository Institutions | $1.13M |
| Deposits Held in Domestic Offices | $60.62M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 16.11% |
| Net Interest Margin | 3.93% |
| Efficiency Ratio | 62.37% |
| Tier 1 Risk-Based Capital Ratio | 14.177% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.18% |
| Earning Assets to total Assets | 95.97% |
Income and Expense
| Total Interest Income | $861.00k |
| Total Noninterest Income | $19.00k |
| Total Interest Expense | $221.00k |
| Total Noninterest Expense | $411.00k |
| Net Interest Income | $640.00k |
| Pre-tax Net Operating Income | $248.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $172.00k |
| Total Liabilities and Capital | $66.93M |
Securities
| Securities | $15.37M |
| Available-for-sale debt securities | $4.89M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.48M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Lakota?
$66.93M as of the latest filing.
How much are State Bank of Lakota's total deposits?
$60.62M in total deposits.
Where is State Bank of Lakota located?
Lakota, ND.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$39.86M (latest filing).
What is the total interest income (latest filing)?
$861.00k.