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State Bank of Lakota

Lakota, ND
IDRSSD: 678258
Total Assets
$69.70M
Latest filing
Total Deposits
$63.00M
Latest filing
Net Interest Margin
3.84%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1900
Community BankYes
Ownership TypeNot Mutual
ZIP58344
State and County Number38063
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/16/1946
Primary Insurance AgencyDIF
Websitewww.statebankoflakota.com
Data Updated11/14/2025
CERT16477
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$69.70M
Total Deposits$63.00M
Total Liabilities$63.53M
Total Equity Capital$6.17M
Net Income$235.00k
Net Loans and Leases$38.23M
Assets Per Employee ($Millions)$6.34M
Bank Premises and Fixed Assets$544.00k
Cash and Balances due from Depository Institutions$2.15M
Deposits Held in Domestic Offices$63.00M

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)15.4%
Net Interest Margin3.84%
Efficiency Ratio62.52%
Tier 1 Risk-Based Capital Ratio14.367%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.859%
Earning Assets to total Assets94.8%

Income and Expense

Total Interest Income$851.00k
Total Noninterest Income$14.00k
Total Interest Expense$238.00k
Total Noninterest Expense$392.00k
Net Interest Income$613.00k
Pre-tax Net Operating Income$235.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$12.50M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$526.00k
Total Liabilities and Capital$69.70M

Securities

Securities$15.35M
Available-for-sale debt securities$3.87M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$11.48M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of State Bank of Lakota?
$69.70M as of the latest filing.
How much are State Bank of Lakota's total deposits?
$63.00M in total deposits.
Where is State Bank of Lakota located?
Lakota, ND.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$38.23M (latest filing).
What is the total interest income (latest filing)?
$851.00k.