Citizens State Bank of Lankin
Lankin, ND
IDRSSD: 940852
Total Assets
$70.42M
Latest filing
Total Deposits
$58.59M
Latest filing
Net Interest Margin
5.04%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens State Bank of Lankin
401 Main Street
Lankin, ND 58250
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/15/1905FDIC Certificate 6053
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens State Bank of Lankin (Main) | 401 Main Street | Lankin, ND |
| PAYING AND RECEIVING BRANCH | 210 Main Ave | Edinburg, ND |
| PAYING AND RECEIVING BRANCH | 301 S Main St | Edmore, ND |
| PARK RIVER BRANCH | 317 Briggs Ave S | Park River, ND |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/15/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58250 |
| State and County Number | 38099 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.csb100.com |
| Data Updated | 11/14/2025 |
| CERT | 9422 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $70.42M |
| Total Deposits | $58.59M |
| Total Liabilities | $64.54M |
| Total Equity Capital | $5.88M |
| Net Income | $307.00k |
| Net Loans and Leases | $50.04M |
| Assets Per Employee ($Millions) | $5.42M |
| Bank Premises and Fixed Assets | $534.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $58.59M |
Key Performance Ratios
| Return on Assets (ROA) | 1.76% |
| Return on Equity (ROE) | 22.2% |
| Net Interest Margin | 5.04% |
| Efficiency Ratio | 63.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.346% |
| Earning Assets to total Assets | 94.03% |
Income and Expense
| Total Interest Income | $1.11M |
| Total Noninterest Income | $37.00k |
| Total Interest Expense | $287.00k |
| Total Noninterest Expense | $551.00k |
| Net Interest Income | $828.00k |
| Pre-tax Net Operating Income | $314.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $15.00k |
| Federal Funds Purchased and Repurchased Agreement | $1.70M |
| All Other Liabilities | $256.00k |
| Total Liabilities and Capital | $70.42M |
Securities
| Securities | $15.69M |
| Available-for-sale debt securities | $15.62M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens State Bank of Lankin?
$70.42M as of the latest filing.
How much are Citizens State Bank of Lankin's total deposits?
$58.59M in total deposits.
Where is Citizens State Bank of Lankin located?
Lankin, ND.
What is the Net Interest Margin?
5.04%.
How many domestic offices does it operate?
4.
When was it established?
05/15/1905.
What is the Return on Assets (ROA)?
1.76%.
How much are total loans and leases?
$50.04M (latest filing).
What is the total interest income (latest filing)?
$1.11M.