Lincoln State Bank
Hankinson, ND
IDRSSD: 667551
Total Assets
$126.14M
Latest filing
Total Deposits
$106.20M
Latest filing
Net Interest Margin
3.55%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lincoln State Bank
302 Main Ave S
Hankinson, ND 58041
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/03/1903FDIC Certificate 5345
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lincoln State Bank (Main) | 302 Main Ave S | Hankinson, ND |
| LINCOLN STATE BANK - WYNDMERE | 400 Ash Avenue | Wyndmere, ND |
| LIDGERWOOD BRANCH | 39 Wiley Ave N | Lidgerwood, ND |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/03/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58041 |
| State and County Number | 38077 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wahpeton, ND-MN |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lsbhank.com |
| Data Updated | 01/30/2026 |
| CERT | 8390 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $126.14M |
| Total Deposits | $106.20M |
| Total Liabilities | $117.03M |
| Total Equity Capital | $9.11M |
| Net Income | $326.00k |
| Net Loans and Leases | $70.59M |
| Assets Per Employee ($Millions) | $8.41M |
| Bank Premises and Fixed Assets | $1.19M |
| Cash and Balances due from Depository Institutions | $2.74M |
| Deposits Held in Domestic Offices | $106.20M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 14.68% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 69.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.218% |
| Earning Assets to total Assets | 95.32% |
Income and Expense
| Total Interest Income | $1.52M |
| Total Noninterest Income | $101.00k |
| Total Interest Expense | $463.00k |
| Total Noninterest Expense | $812.00k |
| Net Interest Income | $1.06M |
| Pre-tax Net Operating Income | $326.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.87M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $957.00k |
| Total Liabilities and Capital | $126.14M |
Securities
| Securities | $47.90M |
| Available-for-sale debt securities | $47.90M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lincoln State Bank?
$126.14M as of the latest filing.
How much are Lincoln State Bank's total deposits?
$106.20M in total deposits.
Where is Lincoln State Bank located?
Hankinson, ND.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
3.
When was it established?
08/03/1903.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$70.59M (latest filing).
What is the total interest income (latest filing)?
$1.52M.