Producers Bank & Trust
Mcgehee, AR
IDRSSD: 897648
Total Assets
$195.25M
Latest filing
Total Deposits
$147.93M
Latest filing
Net Interest Margin
4.80%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Producers Bank & Trust
301 N 2nd St
Mcgehee, AR 71654
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/06/1933FDIC Certificate 7174
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Producers Bank & Trust (Main) | 301 N 2nd St | Mcgehee, AR |
| TELLER'S WINDOW BRANCH | 301 Sprague St | Arkansas City, AR |
| TELLER'S WINDOW BRANCH | 305 Jefferson St | Watson, AR |
| HIGHWAY 65 BRANCH | 309 Highway 65 N | Mcgehee, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/06/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71654 |
| State and County Number | 05041 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.producers.bank |
| Data Updated | 01/30/2026 |
| CERT | 11242 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $195.25M |
| Total Deposits | $147.93M |
| Total Liabilities | $149.86M |
| Total Equity Capital | $45.39M |
| Net Income | $698.00k |
| Net Loans and Leases | $134.55M |
| Assets Per Employee ($Millions) | $6.73M |
| Bank Premises and Fixed Assets | $858.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $147.93M |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 6.11% |
| Net Interest Margin | 4.8% |
| Efficiency Ratio | 59.38% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.72% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 23.249% |
| Earning Assets to total Assets | 93.32% |
Income and Expense
| Total Interest Income | $3.09M |
| Total Noninterest Income | $387.00k |
| Total Interest Expense | $896.00k |
| Total Noninterest Expense | $1.53M |
| Net Interest Income | $2.19M |
| Pre-tax Net Operating Income | $698.00k |
| Provision for Credit Losses | $350.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.55M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.93M |
| Total Liabilities and Capital | $195.25M |
Securities
| Securities | $42.36M |
| Available-for-sale debt securities | $23.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $18.44M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Producers Bank & Trust?
$195.25M as of the latest filing.
How much are Producers Bank & Trust's total deposits?
$147.93M in total deposits.
Where is Producers Bank & Trust located?
Mcgehee, AR.
What is the Net Interest Margin?
4.80%.
How many domestic offices does it operate?
4.
When was it established?
12/06/1933.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$134.55M (latest filing).
What is the total interest income (latest filing)?
$3.09M.