Bank of Yates City
Yates City, IL
IDRSSD: 371849
Total Assets
$88.62M
Latest filing
Total Deposits
$80.06M
Latest filing
Net Interest Margin
3.99%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071116813YATES CITY, IL
Key People
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Locations
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Main Office
Bank of Yates City
107 E Main St
Yates City, IL 61572
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1871FDIC Certificate 7489
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Yates City (Main) | 107 E Main St | Yates City, IL |
| FARMINGTON IL BRANCH | 1010 E Fort St | Farmington, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1871 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61572 |
| State and County Number | 17095 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Galesburg, IL |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankofyatescity.com |
| Data Updated | 01/30/2026 |
| CERT | 11715 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $88.62M |
| Total Deposits | $80.06M |
| Total Liabilities | $80.73M |
| Total Equity Capital | $7.89M |
| Net Income | $128.00k |
| Net Loans and Leases | $61.07M |
| Assets Per Employee ($Millions) | $5.91M |
| Bank Premises and Fixed Assets | $1.16M |
| Cash and Balances due from Depository Institutions | $4.37M |
| Deposits Held in Domestic Offices | $80.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 6.58% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 76.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.903% |
| Earning Assets to total Assets | 93.32% |
Income and Expense
| Total Interest Income | $1.12M |
| Total Noninterest Income | $55.00k |
| Total Interest Expense | $290.00k |
| Total Noninterest Expense | $676.00k |
| Net Interest Income | $827.00k |
| Pre-tax Net Operating Income | $126.00k |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $38.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $669.00k |
| Total Liabilities and Capital | $88.62M |
Securities
| Securities | $19.40M |
| Available-for-sale debt securities | $18.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Yates City?
$88.62M as of the latest filing.
How much are Bank of Yates City's total deposits?
$80.06M in total deposits.
Where is Bank of Yates City located?
Yates City, IL.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1871.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$61.07M (latest filing).
What is the total interest income (latest filing)?
$1.12M.