Gulf Coast Bank and Trust Company
New Orleans, LA
IDRSSD: 1458608
Total Assets
$3.63B
Latest filing
Total Deposits
$3.15B
Latest filing
Net Interest Margin
7.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
265070435NEW ORLEANS, LA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Gulf Coast Bank and Trust Company
200 Saint Charles Ave
New Orleans, LA 70130
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/08/1990FDIC Certificate 46153
Branches (37)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Gulf Coast Bank and Trust Company (Main) | 200 Saint Charles Ave | New Orleans, LA |
| 737 TERRY PARKWAY BRANCH | 737 Terry Pkwy | Terrytown, LA |
| VETERANS BRANCH | 1825 Veterans Memorial Blvd | Metairie, LA |
| CIVIC CENTER BRANCH | 8216 W Judge Perez Dr | Chalmette, LA |
| WILLIAMS BOULEVARD BRANCH | 3410 Williams Blvd | Kenner, LA |
| LAKEVIEW BRANCH | 848 Harrison Ave | New Orleans, LA |
| COVINGTON BRANCH | 1110 N Highway 190 | Covington, LA |
| SLIDELL BRANCH | 1900 Oak Harbor Blvd | Slidell, LA |
Showing 7 of 37
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/08/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70130 |
| State and County Number | 22071 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 936 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/08/1990 |
| Primary Insurance Agency | DIF |
| Website | www.gulfbank.com |
| Data Updated | 01/30/2026 |
| CERT | 32974 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.63B |
| Total Deposits | $3.15B |
| Total Liabilities | $3.32B |
| Total Equity Capital | $310.96M |
| Net Income | $8.35M |
| Net Loans and Leases | $2.54B |
| Assets Per Employee ($Millions) | $3.81M |
| Bank Premises and Fixed Assets | $64.86M |
| Cash and Balances due from Depository Institutions | $244.35M |
| Deposits Held in Domestic Offices | $3.15B |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 10.89% |
| Net Interest Margin | 7.23% |
| Efficiency Ratio | 74.22% |
| Tier 1 Risk-Based Capital Ratio | 12.157% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.6% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.565% |
| Earning Assets to total Assets | 94.38% |
Income and Expense
| Total Interest Income | $79.45M |
| Total Noninterest Income | $11.42M |
| Total Interest Expense | $18.65M |
| Total Noninterest Expense | $55.66M |
| Net Interest Income | $60.80M |
| Pre-tax Net Operating Income | $11.18M |
| Provision for Credit Losses | $5.37M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.84M |
| Other borrowed funds | $113.72M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $54.07M |
| Total Liabilities and Capital | $3.63B |
Securities
| Securities | $702.68M |
| Available-for-sale debt securities | $692.68M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gulf Coast Bank and Trust Company?
$3.63B as of the latest filing.
How much are Gulf Coast Bank and Trust Company's total deposits?
$3.15B in total deposits.
Where is Gulf Coast Bank and Trust Company located?
New Orleans, LA.
What is the Net Interest Margin?
7.23%.
How many domestic offices does it operate?
38.
When was it established?
06/08/1990.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$2.54B (latest filing).
What is the total interest income (latest filing)?
$79.45M.