Gulf Coast Business Bank
Fort Myers, FL
IDRSSD: 5724226
Total Assets
$154.88M
Latest filing
Total Deposits
$130.31M
Latest filing
Net Interest Margin
4.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Gulf Coast Business Bank
12205 Metro Pkwy
Fort Myers, FL 33966
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/06/2022FDIC Certificate 634606
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Gulf Coast Business Bank (Main) | 12205 Metro Pkwy | Fort Myers, FL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/06/2022 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33966 |
| State and County Number | 12071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cape Coral-Fort Myers, FL |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/06/2022 |
| Primary Insurance Agency | DIF |
| Website | www.gcbbswfl.com |
| Data Updated | 11/14/2025 |
| CERT | 59281 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $154.88M |
| Total Deposits | $130.31M |
| Total Liabilities | $131.25M |
| Total Equity Capital | $23.63M |
| Net Income | $23.00k |
| Net Loans and Leases | $128.71M |
| Assets Per Employee ($Millions) | $5.74M |
| Bank Premises and Fixed Assets | $540.00k |
| Cash and Balances due from Depository Institutions | $17.44M |
| Deposits Held in Domestic Offices | $130.31M |
Key Performance Ratios
| Return on Assets (ROA) | 0.06% |
| Return on Equity (ROE) | 0.42% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 91.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.259% |
| Earning Assets to total Assets | 97.91% |
Income and Expense
| Total Interest Income | $2.64M |
| Total Noninterest Income | $68.00k |
| Total Interest Expense | $979.00k |
| Total Noninterest Expense | $1.58M |
| Net Interest Income | $1.66M |
| Pre-tax Net Operating Income | $23.00k |
| Provision for Credit Losses | $129.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.25M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $937.00k |
| Total Liabilities and Capital | $154.88M |
Securities
| Securities | $5.98M |
| Available-for-sale debt securities | $5.98M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gulf Coast Business Bank?
$154.88M as of the latest filing.
How much are Gulf Coast Business Bank's total deposits?
$130.31M in total deposits.
Where is Gulf Coast Business Bank located?
Fort Myers, FL.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
1.
When was it established?
06/06/2022.
What is the Return on Assets (ROA)?
0.06%.
How much are total loans and leases?
$128.71M (latest filing).
What is the total interest income (latest filing)?
$2.64M.