Legacy Bank
Murrieta, CA
IDRSSD: 5755510
Total Assets
$111.25M
Latest filing
Total Deposits
$93.93M
Latest filing
Net Interest Margin
4.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Legacy Bank
41391 Kalmia St
Murrieta, CA 92562
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/10/2022FDIC Certificate 617761
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Legacy Bank (Main) | 41391 Kalmia St | Murrieta, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/10/2022 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92562 |
| State and County Number | 06065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Riverside-San Bernardino-Ontario, CA |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 06/10/2022 |
| Primary Insurance Agency | DIF |
| Website | https://www.legacybankca.com |
| Data Updated | 11/14/2025 |
| CERT | 59204 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $111.25M |
| Total Deposits | $93.93M |
| Total Liabilities | $99.45M |
| Total Equity Capital | $11.80M |
| Net Income | $-709,000 |
| Net Loans and Leases | $72.56M |
| Assets Per Employee ($Millions) | $4.28M |
| Bank Premises and Fixed Assets | $1.79M |
| Cash and Balances due from Depository Institutions | $26.58M |
| Deposits Held in Domestic Offices | $93.93M |
Key Performance Ratios
| Return on Assets (ROA) | -2.81% |
| Return on Equity (ROE) | -23.33% |
| Net Interest Margin | 4.01% |
| Efficiency Ratio | 159.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.607% |
| Earning Assets to total Assets | 95.31% |
Income and Expense
| Total Interest Income | $1.72M |
| Total Noninterest Income | $173.00k |
| Total Interest Expense | $758.00k |
| Total Noninterest Expense | $1.81M |
| Net Interest Income | $962.00k |
| Pre-tax Net Operating Income | $-709,000 |
| Provision for Credit Losses | $31.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.91M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.52M |
| Total Liabilities and Capital | $111.25M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy Bank?
$111.25M as of the latest filing.
How much are Legacy Bank's total deposits?
$93.93M in total deposits.
Where is Legacy Bank located?
Murrieta, CA.
What is the Net Interest Margin?
4.01%.
How many domestic offices does it operate?
1.
When was it established?
06/10/2022.
What is the Return on Assets (ROA)?
-2.81%.
How much are total loans and leases?
$72.56M (latest filing).
What is the total interest income (latest filing)?
$1.72M.