Legacy Bank
Murrieta, CA
IDRSSD: 5755510
Total Assets
$104.46M
Latest filing
Total Deposits
$88.13M
Latest filing
Net Interest Margin
3.91%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
122245293MURRIETA, CA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Legacy Bank
41391 Kalmia St
Murrieta, CA 92562
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/10/2022FDIC Certificate 617761
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Legacy Bank (Main) | 41391 Kalmia St | Murrieta, CA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/10/2022 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92562 |
| State and County Number | 06065 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Riverside-San Bernardino-Ontario, CA |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 06/10/2022 |
| Primary Insurance Agency | DIF |
| Website | https://www.legacybankca.com |
| Data Updated | 01/30/2026 |
| CERT | 59204 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $104.46M |
| Total Deposits | $88.13M |
| Total Liabilities | $93.60M |
| Total Equity Capital | $10.86M |
| Net Income | $-937,000 |
| Net Loans and Leases | $75.24M |
| Assets Per Employee ($Millions) | $3.87M |
| Bank Premises and Fixed Assets | $1.68M |
| Cash and Balances due from Depository Institutions | $20.70M |
| Deposits Held in Domestic Offices | $88.13M |
Key Performance Ratios
| Return on Assets (ROA) | -3.47% |
| Return on Equity (ROE) | -33.07% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 176.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.52% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.4% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $1.81M |
| Total Noninterest Income | $30.00k |
| Total Interest Expense | $808.00k |
| Total Noninterest Expense | $1.83M |
| Net Interest Income | $1.01M |
| Pre-tax Net Operating Income | $-937,000 |
| Provision for Credit Losses | $141.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.47M |
| Total Liabilities and Capital | $104.46M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy Bank?
$104.46M as of the latest filing.
How much are Legacy Bank's total deposits?
$88.13M in total deposits.
Where is Legacy Bank located?
Murrieta, CA.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
1.
When was it established?
06/10/2022.
What is the Return on Assets (ROA)?
-3.47%.
How much are total loans and leases?
$75.24M (latest filing).
What is the total interest income (latest filing)?
$1.81M.