California Pacific Bank
Hayward, CA
IDRSSD: 50461
Total Assets
$100.92M
Latest filing
Total Deposits
$57.86M
Latest filing
Net Interest Margin
5.37%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
California Pacific Bank
24301 Southland Dr
Hayward, CA 94545
Full Service - Brick and Mortar
Updated 04/17/2026Established 10/16/1980FDIC Certificate 16289
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| California Pacific Bank (Main) | 24301 Southland Dr | Hayward, CA |
| FREMONT BRANCH | 194 Francisco Ln | Fremont, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/16/1980 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 94545 |
| State and County Number | 06001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/21/2025 |
| Date of Deposit Insurance | 10/16/1980 |
| Primary Insurance Agency | DIF |
| Website | www.calpacificbank.com |
| Data Updated | 04/17/2026 |
| CERT | 23242 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $100.92M |
| Total Deposits | $57.86M |
| Total Liabilities | $59.47M |
| Total Equity Capital | $41.45M |
| Net Income | $440.00k |
| Net Loans and Leases | $76.31M |
| Assets Per Employee ($Millions) | $11.21M |
| Bank Premises and Fixed Assets | $568.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $57.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.78% |
| Return on Equity (ROE) | 4.29% |
| Net Interest Margin | 5.37% |
| Efficiency Ratio | 52.19% |
| Tier 1 Risk-Based Capital Ratio | 42.141% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 41.071% |
| Earning Assets to total Assets | 93.21% |
Income and Expense
| Total Interest Income | $1.50M |
| Total Noninterest Income | $84.00k |
| Total Interest Expense | $256.00k |
| Total Noninterest Expense | $691.00k |
| Net Interest Income | $1.24M |
| Pre-tax Net Operating Income | $633.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.09M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.62M |
| Total Liabilities and Capital | $100.92M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of California Pacific Bank?
$100.92M as of the latest filing.
How much are California Pacific Bank's total deposits?
$57.86M in total deposits.
Where is California Pacific Bank located?
Hayward, CA.
What is the Net Interest Margin?
5.37%.
How many domestic offices does it operate?
2.
When was it established?
10/16/1980.
What is the Return on Assets (ROA)?
1.78%.
How much are total loans and leases?
$76.31M (latest filing).
What is the total interest income (latest filing)?
$1.50M.