Hatch Bank

San Marcos, CA
IDRSSD: 733661
Total Assets
$162.95M
Latest filing
Total Deposits
$53.50M
Latest filing
Net Interest Margin
5.46%
Profitability

Locations

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Main Office
Hatch Bank
1001 W San Marcos Blvd
San Marcos, CA 92078
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/02/1982FDIC Certificate 32032

Branches (0)

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NameAddressCity / State
No branch data available.
Hatch Bank (Main)1001 W San Marcos BlvdSan Marcos, CA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/02/1982
Community BankNo
Ownership TypeNot Mutual
ZIP92078
State and County Number06073
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number12
Numeric code23
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSan Diego-Chula Vista-Carlsbad, CA

Operational Info

Number of Employees23
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)N/A
Last Structure Change Effective Date01/02/2024
Date of Deposit Insurance12/17/1984
Primary Insurance AgencyDIF
Websitewww.hatchbank.com
Data Updated11/14/2025
CERT25803
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$162.95M
Total Deposits$53.50M
Total Liabilities$127.56M
Total Equity Capital$35.38M
Net Income$1.90M
Net Loans and Leases$97.19M
Assets Per Employee ($Millions)$7.41M
Bank Premises and Fixed Assets$38.00k
Cash and Balances due from Depository Institutions$32.36M
Deposits Held in Domestic Offices$53.50M

Key Performance Ratios

Return on Assets (ROA)4.9%
Return on Equity (ROE)22.32%
Net Interest Margin5.46%
Efficiency Ratio50.97%
Tier 1 Risk-Based Capital Ratio33.285%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.32%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets21.715%
Earning Assets to total Assets98.57%

Income and Expense

Total Interest Income$2.92M
Total Noninterest Income$2.05M
Total Interest Expense$830.00k
Total Noninterest Expense$2.11M
Net Interest Income$2.09M
Pre-tax Net Operating Income$1.90M
Provision for Credit Losses$125.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$60.05M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$14.01M
Total Liabilities and Capital$162.95M

Securities

Securities$31.06M
Available-for-sale debt securities$31.04M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Hatch Bank?
$162.95M as of the latest filing.
How much are Hatch Bank's total deposits?
$53.50M in total deposits.
Where is Hatch Bank located?
San Marcos, CA.
What is the Net Interest Margin?
5.46%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1982.
What is the Return on Assets (ROA)?
4.9%.
How much are total loans and leases?
$97.19M (latest filing).
What is the total interest income (latest filing)?
$2.92M.