Hatch Bank

San Marcos, CA
IDRSSD: 733661
Total Assets
$182.30M
Latest filing
Total Deposits
$55.93M
Latest filing
Net Interest Margin
3.34%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

322286188SAN MARCOS, CA

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Hatch Bank
1001 W San Marcos Blvd
San Marcos, CA 92078
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1982FDIC Certificate 32032

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Hatch Bank (Main)1001 W San Marcos BlvdSan Marcos, CA

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/02/1982
Community BankNo
Ownership TypeNot Mutual
ZIP92078
State and County Number06073
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number12
Numeric code23
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSan Diego-Chula Vista-Carlsbad, CA

Operational Info

Number of Employees22
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)N/A
Last Structure Change Effective Date01/02/2024
Date of Deposit Insurance12/17/1984
Primary Insurance AgencyDIF
Websitewww.hatchbank.com
Data Updated01/30/2026
CERT25803
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$182.30M
Total Deposits$55.93M
Total Liabilities$145.38M
Total Equity Capital$36.92M
Net Income$1.31M
Net Loans and Leases$116.32M
Assets Per Employee ($Millions)$7.6M
Bank Premises and Fixed Assets$97.00k
Cash and Balances due from Depository Institutions$30.46M
Deposits Held in Domestic Offices$55.93M

Key Performance Ratios

Return on Assets (ROA)3.05%
Return on Equity (ROE)14.55%
Net Interest Margin3.34%
Efficiency Ratio60.77%
Tier 1 Risk-Based Capital Ratio29.255%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.34%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets20.255%
Earning Assets to total Assets98.12%

Income and Expense

Total Interest Income$2.32M
Total Noninterest Income$2.30M
Total Interest Expense$903.00k
Total Noninterest Expense$2.26M
Net Interest Income$1.42M
Pre-tax Net Operating Income$1.31M
Provision for Credit Losses$146.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$75.05M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$14.39M
Total Liabilities and Capital$182.30M

Securities

Securities$32.09M
Available-for-sale debt securities$32.07M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Hatch Bank?
$182.30M as of the latest filing.
How much are Hatch Bank's total deposits?
$55.93M in total deposits.
Where is Hatch Bank located?
San Marcos, CA.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1982.
What is the Return on Assets (ROA)?
3.05%.
How much are total loans and leases?
$116.32M (latest filing).
What is the total interest income (latest filing)?
$2.32M.