The Home National Bank of Thorntown

Thorntown, IN
IDRSSD: 696645
Total Assets
$181.28M
Latest filing
Total Deposits
$164.24M
Latest filing
Net Interest Margin
4.09%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date05/31/1901
Community BankYes
Ownership TypeNot Mutual
ZIP46071
State and County Number18011
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameIndianapolis-Carmel-Anderson, IN

Operational Info

Number of Employees25
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/06/1934
Primary Insurance AgencyDIF
Websitewww.thehomenationalbank.com
Data Updated11/14/2025
CERT14225
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$181.28M
Total Deposits$164.24M
Total Liabilities$164.90M
Total Equity Capital$16.38M
Net Income$476.00k
Net Loans and Leases$125.88M
Assets Per Employee ($Millions)$7.55M
Bank Premises and Fixed Assets$2.17M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$164.24M

Key Performance Ratios

Return on Assets (ROA)1.06%
Return on Equity (ROE)11.89%
Net Interest Margin4.09%
Efficiency Ratio56.91%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.44%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.035%
Earning Assets to total Assets93.23%

Income and Expense

Total Interest Income$2.41M
Total Noninterest Income$179.00k
Total Interest Expense$692.00k
Total Noninterest Expense$1.08M
Net Interest Income$1.72M
Pre-tax Net Operating Income$618.00k
Provision for Credit Losses$199.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$274.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$664.00k
Total Liabilities and Capital$181.28M

Securities

Securities$38.95M
Available-for-sale debt securities$38.95M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Home National Bank of Thorntown?
$181.28M as of the latest filing.
How much are The Home National Bank of Thorntown's total deposits?
$164.24M in total deposits.
Where is The Home National Bank of Thorntown located?
Thorntown, IN.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
2.
When was it established?
05/31/1901.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$125.88M (latest filing).
What is the total interest income (latest filing)?
$2.41M.