CentreBank
Veedersburg, IN
IDRSSD: 163343
Total Assets
$111.53M
Latest filing
Total Deposits
$91.70M
Latest filing
Net Interest Margin
6.17%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CentreBank
126 N Main St
Veedersburg, IN 47987
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/13/1917FDIC Certificate 9828
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CentreBank (Main) | 126 N Main St | Veedersburg, IN |
| STERLING BRANCH | 215 N Sterling Ave | Veedersburg, IN |
| KINGMAN BRANCH | 20 E State St | Kingman, IN |
| COVINGTON BRANCH | 315 Washington St | Covington, IN |
| HILLSBORO BRANCH | 111 N Water St | Hillsboro, IN |
| ROCKVILLE BRANCH | 207 N Jefferson St | Rockville, IN |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/13/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47987 |
| State and County Number | 18045 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/07/1937 |
| Primary Insurance Agency | DIF |
| Website | www.centrebank.net |
| Data Updated | 01/30/2026 |
| CERT | 15532 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $111.53M |
| Total Deposits | $91.70M |
| Total Liabilities | $92.07M |
| Total Equity Capital | $19.46M |
| Net Income | $451.00k |
| Net Loans and Leases | $90.58M |
| Assets Per Employee ($Millions) | $3.85M |
| Bank Premises and Fixed Assets | $1.92M |
| Cash and Balances due from Depository Institutions | $16.15M |
| Deposits Held in Domestic Offices | $91.70M |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 9.38% |
| Net Interest Margin | 6.17% |
| Efficiency Ratio | 61.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.451% |
| Earning Assets to total Assets | 91.97% |
Income and Expense
| Total Interest Income | $1.86M |
| Total Noninterest Income | $246.00k |
| Total Interest Expense | $263.00k |
| Total Noninterest Expense | $1.13M |
| Net Interest Income | $1.60M |
| Pre-tax Net Operating Income | $594.00k |
| Provision for Credit Losses | $118.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $370.00k |
| Total Liabilities and Capital | $111.53M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CentreBank?
$111.53M as of the latest filing.
How much are CentreBank's total deposits?
$91.70M in total deposits.
Where is CentreBank located?
Veedersburg, IN.
What is the Net Interest Margin?
6.17%.
How many domestic offices does it operate?
6.
When was it established?
10/13/1917.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$90.58M (latest filing).
What is the total interest income (latest filing)?
$1.86M.