CentreBank
Veedersburg, IN
IDRSSD: 163343
Total Assets
$113.35M
Latest filing
Total Deposits
$93.85M
Latest filing
Net Interest Margin
6.08%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Farmers and Mechanics Federal Savings Bank
Bloomfield, Indiana
→
Assets: $117.25MΔ +5.7%
State Bank of Medora
Medora, Indiana
→
Assets: $96.32MΔ -13.2%
ClearPoint Federal Bank & Trust
Batesville, Indiana
→
Assets: $129.21MΔ +16.5%
First Federal Savings Bank of Washington
Washington, Indiana
→
Assets: $92.30MΔ -16.8%
Spencer County Bank
Santa Claus, Indiana
→
Assets: $130.74MΔ +17.8%
First Federal Savings Bank of Angola
Angola, Indiana
→
Assets: $137.96MΔ +24.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/13/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47987 |
| State and County Number | 18045 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/07/1937 |
| Primary Insurance Agency | DIF |
| Website | www.centrebank.net |
| Data Updated | 11/14/2025 |
| CERT | 15532 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $113.35M |
| Total Deposits | $93.85M |
| Total Liabilities | $94.34M |
| Total Equity Capital | $19.01M |
| Net Income | $483.00k |
| Net Loans and Leases | $86.55M |
| Assets Per Employee ($Millions) | $4.05M |
| Bank Premises and Fixed Assets | $1.94M |
| Cash and Balances due from Depository Institutions | $21.55M |
| Deposits Held in Domestic Offices | $93.85M |
Key Performance Ratios
| Return on Assets (ROA) | 1.72% |
| Return on Equity (ROE) | 10.29% |
| Net Interest Margin | 6.08% |
| Efficiency Ratio | 63.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.773% |
| Earning Assets to total Assets | 92.16% |
Income and Expense
| Total Interest Income | $1.84M |
| Total Noninterest Income | $208.00k |
| Total Interest Expense | $268.00k |
| Total Noninterest Expense | $1.13M |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $636.00k |
| Provision for Credit Losses | $9.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $12.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $489.00k |
| Total Liabilities and Capital | $113.35M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CentreBank?
$113.35M as of the latest filing.
How much are CentreBank's total deposits?
$93.85M in total deposits.
Where is CentreBank located?
Veedersburg, IN.
What is the Net Interest Margin?
6.08%.
How many domestic offices does it operate?
6.
When was it established?
10/13/1917.
What is the Return on Assets (ROA)?
1.72%.
How much are total loans and leases?
$86.55M (latest filing).
What is the total interest income (latest filing)?
$1.84M.