LNB Community Bank

Lynnville, IN
IDRSSD: 176642
Total Assets
$165.17M
Latest filing
Total Deposits
$144.38M
Latest filing
Net Interest Margin
3.94%
Profitability

Locations

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Main Office
LNB Community Bank
215 N Main St
Lynnville, IN 47619
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1907FDIC Certificate 2899

Branches (3)

Page 1 of 1
NameAddressCity / State
LNB Community Bank (Main)215 N Main StLynnville, IN
CHANDLER BRANCH114 W Lincoln AveChandler, IN
NEWBURGH BRANCH1204 State Road662 WestNewburgh, IN
BOONVILLE IN BRANCH910 W Main StBoonville, IN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/01/1907
Community BankYes
Ownership TypeNot Mutual
ZIP47619
State and County Number18173
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameEvansville, IN-KY

Operational Info

Number of Employees37
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.lnbbanking.com
Data Updated11/14/2025
CERT4398
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$165.17M
Total Deposits$144.38M
Total Liabilities$149.01M
Total Equity Capital$16.16M
Net Income$550.00k
Net Loans and Leases$136.26M
Assets Per Employee ($Millions)$4.46M
Bank Premises and Fixed Assets$2.89M
Cash and Balances due from Depository Institutions$4.40M
Deposits Held in Domestic Offices$144.38M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)13.78%
Net Interest Margin3.94%
Efficiency Ratio72.39%
Tier 1 Risk-Based Capital Ratio16.291%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.785%
Earning Assets to total Assets94.19%

Income and Expense

Total Interest Income$2.34M
Total Noninterest Income$387.00k
Total Interest Expense$737.00k
Total Noninterest Expense$1.44M
Net Interest Income$1.60M
Pre-tax Net Operating Income$550.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$27.00k
Other borrowed funds$4.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$627.00k
Total Liabilities and Capital$165.17M

Securities

Securities$16.88M
Available-for-sale debt securities$16.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of LNB Community Bank?
$165.17M as of the latest filing.
How much are LNB Community Bank's total deposits?
$144.38M in total deposits.
Where is LNB Community Bank located?
Lynnville, IN.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
4.
When was it established?
09/01/1907.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$136.26M (latest filing).
What is the total interest income (latest filing)?
$2.34M.