Hendricks County Bank and Trust Company

Brownsburg, IN
IDRSSD: 633640
Total Assets
$234.51M
Latest filing
Total Deposits
$214.87M
Latest filing
Net Interest Margin
4.21%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1908
Community BankYes
Ownership TypeNot Mutual
ZIP46112
State and County Number18063
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameIndianapolis-Carmel-Anderson, IN

Operational Info

Number of Employees47
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.hendrickscountybank.com
Data Updated11/14/2025
CERT13111
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$234.51M
Total Deposits$214.87M
Total Liabilities$215.41M
Total Equity Capital$19.10M
Net Income$-63,000
Net Loans and Leases$138.19M
Assets Per Employee ($Millions)$4.89M
Bank Premises and Fixed Assets$8.53M
Cash and Balances due from Depository Institutions$12.84M
Deposits Held in Domestic Offices$214.87M

Key Performance Ratios

Return on Assets (ROA)-0.11%
Return on Equity (ROE)-1.35%
Net Interest Margin4.21%
Efficiency Ratio79.63%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.91%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.146%
Earning Assets to total Assets92.85%

Income and Expense

Total Interest Income$3.01M
Total Noninterest Income$247.00k
Total Interest Expense$741.00k
Total Noninterest Expense$2.00M
Net Interest Income$2.27M
Pre-tax Net Operating Income$-19,000
Provision for Credit Losses$531.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$133.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$406.00k
Total Liabilities and Capital$234.51M

Securities

Securities$67.81M
Available-for-sale debt securities$67.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Hendricks County Bank and Trust Company?
$234.51M as of the latest filing.
How much are Hendricks County Bank and Trust Company's total deposits?
$214.87M in total deposits.
Where is Hendricks County Bank and Trust Company located?
Brownsburg, IN.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
-0.11%.
How much are total loans and leases?
$138.19M (latest filing).
What is the total interest income (latest filing)?
$3.01M.