Fowler State Bank
Fowler, IN
IDRSSD: 554343
Total Assets
$203.43M
Latest filing
Total Deposits
$153.97M
Latest filing
Net Interest Margin
4.49%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074912755FOWLER, IN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Fowler State Bank
300 E 5th St
Fowler, IN 47944
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/14/1931FDIC Certificate 1211
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Fowler State Bank (Main) | 300 E 5th St | Fowler, IN |
| WILLIAMSPORT BRANCH | 510 State Road 28 E | Williamsport, IN |
| KENTLAND BRANCH | 607 E Lincoln St | Kentland, IN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/14/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47944 |
| State and County Number | 18007 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lafayette-West Lafayette, IN |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/04/1933 |
| Primary Insurance Agency | DIF |
| Website | WWW.FOWLERSTATEBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 1821 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $203.43M |
| Total Deposits | $153.97M |
| Total Liabilities | $175.54M |
| Total Equity Capital | $27.89M |
| Net Income | $715.00k |
| Net Loans and Leases | $126.42M |
| Assets Per Employee ($Millions) | $5.81M |
| Bank Premises and Fixed Assets | $1.11M |
| Cash and Balances due from Depository Institutions | $3.63M |
| Deposits Held in Domestic Offices | $153.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.42% |
| Return on Equity (ROE) | 10.07% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 59.8% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.71% |
| Earning Assets to total Assets | 95.4% |
Income and Expense
| Total Interest Income | $2.95M |
| Total Noninterest Income | $331.00k |
| Total Interest Expense | $797.00k |
| Total Noninterest Expense | $1.49M |
| Net Interest Income | $2.15M |
| Pre-tax Net Operating Income | $794.00k |
| Provision for Credit Losses | $205.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $21.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $78.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $572.00k |
| Total Liabilities and Capital | $203.43M |
Securities
| Securities | $67.19M |
| Available-for-sale debt securities | $67.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fowler State Bank?
$203.43M as of the latest filing.
How much are Fowler State Bank's total deposits?
$153.97M in total deposits.
Where is Fowler State Bank located?
Fowler, IN.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
3.
When was it established?
12/14/1931.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$126.42M (latest filing).
What is the total interest income (latest filing)?
$2.95M.