Farmers and Mechanics Federal Savings Bank
Bloomfield, IN
IDRSSD: 412872
Total Assets
$117.86M
Latest filing
Total Deposits
$106.11M
Latest filing
Net Interest Margin
3.06%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers and Mechanics Federal Savings Bank
225 E Main St
Bloomfield, IN 47424
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1892FDIC Certificate 41312
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers and Mechanics Federal Savings Bank (Main) | 225 E Main St | Bloomfield, IN |
| 3535 W THIRD ST BRANCH | 3535 W 3rd St | Bloomington, IN |
| FARMERS AND MECHANICS FEDERAL EASTERN GREENE BRANCH | 1224 N State Road 45 | Bloomfield, IN |
| JASONVILLE LPO BRANCH | 260 E Main St | Jasonville, IN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 47424 |
| State and County Number | 18055 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.farmersandmechanicsfederal.com |
| Data Updated | 11/14/2025 |
| CERT | 28478 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $117.86M |
| Total Deposits | $106.11M |
| Total Liabilities | $112.55M |
| Total Equity Capital | $5.32M |
| Net Income | $-59,000 |
| Net Loans and Leases | $70.81M |
| Assets Per Employee ($Millions) | $6.2M |
| Bank Premises and Fixed Assets | $1.69M |
| Cash and Balances due from Depository Institutions | $6.73M |
| Deposits Held in Domestic Offices | $106.11M |
Key Performance Ratios
| Return on Assets (ROA) | -0.2% |
| Return on Equity (ROE) | -4.61% |
| Net Interest Margin | 3.06% |
| Efficiency Ratio | 94.59% |
| Tier 1 Risk-Based Capital Ratio | 10.88% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 4.51% |
| Earning Assets to total Assets | 95.6% |
Income and Expense
| Total Interest Income | $1.37M |
| Total Noninterest Income | $83.00k |
| Total Interest Expense | $508.00k |
| Total Noninterest Expense | $892.00k |
| Net Interest Income | $860.00k |
| Pre-tax Net Operating Income | $-59,000 |
| Provision for Credit Losses | $110.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $432.00k |
| Total Liabilities and Capital | $117.86M |
Securities
| Securities | $36.67M |
| Available-for-sale debt securities | $36.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers and Mechanics Federal Savings Bank?
$117.86M as of the latest filing.
How much are Farmers and Mechanics Federal Savings Bank's total deposits?
$106.11M in total deposits.
Where is Farmers and Mechanics Federal Savings Bank located?
Bloomfield, IN.
What is the Net Interest Margin?
3.06%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
-0.2%.
How much are total loans and leases?
$70.81M (latest filing).
What is the total interest income (latest filing)?
$1.37M.