First State Bank of Porter
Porter, IN
IDRSSD: 87047
Total Assets
$158.07M
Latest filing
Total Deposits
$134.39M
Latest filing
Net Interest Margin
3.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071211734PORTER, IN
Key People
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Locations
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Main Office
First State Bank of Porter
230 Lincoln St
Porter, IN 46304
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1920FDIC Certificate 8127
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Porter (Main) | 230 Lincoln St | Porter, IN |
| PINES BRANCH | 4136 W Dunes Hwy | Pines, IN |
| CHESTERTON BRANCH | 429 N Calumet Rd | Chesterton, IN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46304 |
| State and County Number | 18127 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.porterstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 12836 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $158.07M |
| Total Deposits | $134.39M |
| Total Liabilities | $135.28M |
| Total Equity Capital | $22.79M |
| Net Income | $373.00k |
| Net Loans and Leases | $76.10M |
| Assets Per Employee ($Millions) | $5.85M |
| Bank Premises and Fixed Assets | $703.00k |
| Cash and Balances due from Depository Institutions | $2.45M |
| Deposits Held in Domestic Offices | $134.39M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 6.64% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 72.15% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.419% |
| Earning Assets to total Assets | 92.21% |
Income and Expense
| Total Interest Income | $1.81M |
| Total Noninterest Income | $141.00k |
| Total Interest Expense | $493.00k |
| Total Noninterest Expense | $1.05M |
| Net Interest Income | $1.31M |
| Pre-tax Net Operating Income | $405.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.47M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $885.00k |
| Total Liabilities and Capital | $158.07M |
Securities
| Securities | $65.17M |
| Available-for-sale debt securities | $65.17M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Porter?
$158.07M as of the latest filing.
How much are First State Bank of Porter's total deposits?
$134.39M in total deposits.
Where is First State Bank of Porter located?
Porter, IN.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
3.
When was it established?
04/01/1920.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$76.10M (latest filing).
What is the total interest income (latest filing)?
$1.81M.