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First State Bank of Porter

Porter, IN
IDRSSD: 87047
Total Assets
$161.56M
Latest filing
Total Deposits
$138.44M
Latest filing
Net Interest Margin
3.55%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date04/01/1920
Community BankYes
Ownership TypeNot Mutual
ZIP46304
State and County Number18127
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees28
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.porterstatebank.com
Data Updated11/14/2025
CERT12836
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$161.56M
Total Deposits$138.44M
Total Liabilities$139.40M
Total Equity Capital$22.16M
Net Income$359.00k
Net Loans and Leases$76.62M
Assets Per Employee ($Millions)$5.57M
Bank Premises and Fixed Assets$723.00k
Cash and Balances due from Depository Institutions$2.09M
Deposits Held in Domestic Offices$138.44M

Key Performance Ratios

Return on Assets (ROA)0.9%
Return on Equity (ROE)6.68%
Net Interest Margin3.55%
Efficiency Ratio73.01%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.719%
Earning Assets to total Assets92.57%

Income and Expense

Total Interest Income$1.80M
Total Noninterest Income$141.00k
Total Interest Expense$497.00k
Total Noninterest Expense$1.05M
Net Interest Income$1.30M
Pre-tax Net Operating Income$390.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$6.36M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$954.00k
Total Liabilities and Capital$161.56M

Securities

Securities$66.58M
Available-for-sale debt securities$66.58M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Porter?
$161.56M as of the latest filing.
How much are First State Bank of Porter's total deposits?
$138.44M in total deposits.
Where is First State Bank of Porter located?
Porter, IN.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
3.
When was it established?
04/01/1920.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$76.62M (latest filing).
What is the total interest income (latest filing)?
$1.80M.