Peoples Trust and Savings Bank

Boonville, IN
IDRSSD: 67142
Total Assets
$244.55M
Latest filing
Total Deposits
$196.09M
Latest filing
Net Interest Margin
2.72%
Profitability

Key People

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Locations

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Main Office
Peoples Trust and Savings Bank
132 S 3rd St
Boonville, IN 47601
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1895FDIC Certificate 8295

Branches (4)

Page 1 of 1
NameAddressCity / State
Peoples Trust and Savings Bank (Main)132 S 3rd StBoonville, IN
PARADISE BRANCH7199 Parker DrNewburgh, IN
NEWBURGH BRANCH705 State StNewburgh, IN
GREEN RIVER ROAD BRANCH2201 N Green River RdEvansville, IN
EVANSVILLE WEST BRANCH4502 West Lloyd ExpresswayEvansville, IN
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1895
Community BankYes
Ownership TypeNot Mutual
ZIP47601
State and County Number18173
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameEvansville, IN-KY

Operational Info

Number of Employees48
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.peoplestrust.bank
Data Updated01/30/2026
CERT13113
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$244.55M
Total Deposits$196.09M
Total Liabilities$216.60M
Total Equity Capital$27.95M
Net Income$484.00k
Net Loans and Leases$175.01M
Assets Per Employee ($Millions)$5.32M
Bank Premises and Fixed Assets$7.27M
Cash and Balances due from Depository Institutions$8.36M
Deposits Held in Domestic Offices$196.09M

Key Performance Ratios

Return on Assets (ROA)0.79%
Return on Equity (ROE)7.03%
Net Interest Margin2.72%
Efficiency Ratio91.54%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.55%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.428%
Earning Assets to total Assets94.74%

Income and Expense

Total Interest Income$2.87M
Total Noninterest Income$143.00k
Total Interest Expense$1.28M
Total Noninterest Expense$1.58M
Net Interest Income$1.58M
Pre-tax Net Operating Income$484.00k
Provision for Credit Losses$-338,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$20.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.67M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$506.00k
Total Liabilities and Capital$244.55M

Securities

Securities$47.86M
Available-for-sale debt securities$47.86M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Trust and Savings Bank?
$244.55M as of the latest filing.
How much are Peoples Trust and Savings Bank's total deposits?
$196.09M in total deposits.
Where is Peoples Trust and Savings Bank located?
Boonville, IN.
What is the Net Interest Margin?
2.72%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$175.01M (latest filing).
What is the total interest income (latest filing)?
$2.87M.