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Peoples Trust and Savings Bank

Boonville, IN
IDRSSD: 67142
Total Assets
$246.53M
Latest filing
Total Deposits
$198.76M
Latest filing
Net Interest Margin
2.67%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1895
Community BankYes
Ownership TypeNot Mutual
ZIP47601
State and County Number18173
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameEvansville, IN-KY

Operational Info

Number of Employees48
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.peoplestrust.bank
Data Updated11/14/2025
CERT13113
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$246.53M
Total Deposits$198.76M
Total Liabilities$219.37M
Total Equity Capital$27.16M
Net Income$-331,000
Net Loans and Leases$175.80M
Assets Per Employee ($Millions)$5.14M
Bank Premises and Fixed Assets$7.35M
Cash and Balances due from Depository Institutions$8.55M
Deposits Held in Domestic Offices$198.76M

Key Performance Ratios

Return on Assets (ROA)-0.54%
Return on Equity (ROE)-4.87%
Net Interest Margin2.67%
Efficiency Ratio104.2%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.42%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.019%
Earning Assets to total Assets94.61%

Income and Expense

Total Interest Income$2.84M
Total Noninterest Income$141.00k
Total Interest Expense$1.29M
Total Noninterest Expense$1.76M
Net Interest Income$1.55M
Pre-tax Net Operating Income$-331,000
Provision for Credit Losses$260.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$20.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.28M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$613.00k
Total Liabilities and Capital$246.53M

Securities

Securities$49.03M
Available-for-sale debt securities$49.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Trust and Savings Bank?
$246.53M as of the latest filing.
How much are Peoples Trust and Savings Bank's total deposits?
$198.76M in total deposits.
Where is Peoples Trust and Savings Bank located?
Boonville, IN.
What is the Net Interest Margin?
2.67%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1895.
What is the Return on Assets (ROA)?
-0.54%.
How much are total loans and leases?
$175.80M (latest filing).
What is the total interest income (latest filing)?
$2.84M.