Community State Bank

Brook, IN
IDRSSD: 322449
Total Assets
$148.01M
Latest filing
Total Deposits
$126.02M
Latest filing
Net Interest Margin
3.32%
Profitability

Locations

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Main Office
Community State Bank
244 W Main St
Brook, IN 47922
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1931FDIC Certificate 5131

Branches (1)

Page 1 of 1
NameAddressCity / State
Community State Bank (Main)244 W Main StBrook, IN
CSB WEST LAFAYETTE BRANCH2888 Us Highway 52 WWest Lafayette, IN
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1931
Community BankYes
Ownership TypeNot Mutual
ZIP47922
State and County Number18111
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees12
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.communitystatebank.com
Data Updated11/14/2025
CERT8067
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$148.01M
Total Deposits$126.02M
Total Liabilities$135.04M
Total Equity Capital$12.97M
Net Income$353.00k
Net Loans and Leases$121.31M
Assets Per Employee ($Millions)$12.33M
Bank Premises and Fixed Assets$5.22M
Cash and Balances due from Depository Institutions$1.74M
Deposits Held in Domestic Offices$126.02M

Key Performance Ratios

Return on Assets (ROA)0.96%
Return on Equity (ROE)11.11%
Net Interest Margin3.32%
Efficiency Ratio59.5%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.762%
Earning Assets to total Assets93.79%

Income and Expense

Total Interest Income$2.02M
Total Noninterest Income$133.00k
Total Interest Expense$884.00k
Total Noninterest Expense$755.00k
Net Interest Income$1.14M
Pre-tax Net Operating Income$472.00k
Provision for Credit Losses$42.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$8.00M
Federal Funds Sold & Reverse Repurchase Agreement$6.93M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.02M
Total Liabilities and Capital$148.01M

Securities

Securities$10.34M
Available-for-sale debt securities$10.34M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community State Bank?
$148.01M as of the latest filing.
How much are Community State Bank's total deposits?
$126.02M in total deposits.
Where is Community State Bank located?
Brook, IN.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
2.
When was it established?
04/01/1931.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$121.31M (latest filing).
What is the total interest income (latest filing)?
$2.02M.