The Harrison Building and Loan Association

Harrison, OH
IDRSSD: 653778
Total Assets
$273.89M
Latest filing
Total Deposits
$213.77M
Latest filing
Net Interest Margin
3.14%
Profitability

Locations

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Main Office
The Harrison Building and Loan Association
10490 New Haven Rd
Harrison, OH 45030
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1916FDIC Certificate 40914

Branches (2)

Page 1 of 1
NameAddressCity / State
The Harrison Building and Loan Association (Main)10490 New Haven RdHarrison, OH
WALNUT STREET BRANCH114 N Walnut StHarrison, OH
HAMILTON BRANCH1380 Millville AveHamilton, OH
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassN/A
Primary RegulatorFDIC
Established Date01/01/1916
Community BankYes
Ownership TypeMutual
ZIP45030
State and County Number39061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code36
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameCincinnati, OH-KY-IN

Operational Info

Number of Employees33
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.bankhbl.com
Data Updated11/14/2025
CERT28080
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$273.89M
Total Deposits$213.77M
Total Liabilities$234.85M
Total Equity Capital$39.04M
Net Income$631.00k
Net Loans and Leases$138.90M
Assets Per Employee ($Millions)$8.3M
Bank Premises and Fixed Assets$1.74M
Cash and Balances due from Depository Institutions$10.17M
Deposits Held in Domestic Offices$213.77M

Key Performance Ratios

Return on Assets (ROA)0.92%
Return on Equity (ROE)6.69%
Net Interest Margin3.14%
Efficiency Ratio60.54%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.254%
Earning Assets to total Assets92.81%

Income and Expense

Total Interest Income$3.23M
Total Noninterest Income$152.00k
Total Interest Expense$1.25M
Total Noninterest Expense$1.29M
Net Interest Income$1.99M
Pre-tax Net Operating Income$784.00k
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$17.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.08M
Total Liabilities and Capital$273.89M

Securities

Securities$106.12M
Available-for-sale debt securities$106.11M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Harrison Building and Loan Association?
$273.89M as of the latest filing.
How much are The Harrison Building and Loan Association's total deposits?
$213.77M in total deposits.
Where is The Harrison Building and Loan Association located?
Harrison, OH.
What is the Net Interest Margin?
3.14%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1916.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$138.90M (latest filing).
What is the total interest income (latest filing)?
$3.23M.