The Harrison Building and Loan Association
Harrison, OH
IDRSSD: 653778
Total Assets
$276.51M
Latest filing
Total Deposits
$207.36M
Latest filing
Net Interest Margin
3.22%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Harrison Building and Loan Association
10490 New Haven Rd
Harrison, OH 45030
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1916FDIC Certificate 40914
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Harrison Building and Loan Association (Main) | 10490 New Haven Rd | Harrison, OH |
| WALNUT STREET BRANCH | 114 N Walnut St | Harrison, OH |
| HAMILTON BRANCH | 1380 Millville Ave | Hamilton, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1916 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 45030 |
| State and County Number | 39061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bankhbl.com |
| Data Updated | 01/30/2026 |
| CERT | 28080 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $276.51M |
| Total Deposits | $207.36M |
| Total Liabilities | $235.21M |
| Total Equity Capital | $41.30M |
| Net Income | $670.00k |
| Net Loans and Leases | $150.42M |
| Assets Per Employee ($Millions) | $7.9M |
| Bank Premises and Fixed Assets | $1.71M |
| Cash and Balances due from Depository Institutions | $10.31M |
| Deposits Held in Domestic Offices | $207.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 6.67% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 59.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.936% |
| Earning Assets to total Assets | 92.86% |
Income and Expense
| Total Interest Income | $3.25M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $1.20M |
| Total Noninterest Expense | $1.32M |
| Net Interest Income | $2.06M |
| Pre-tax Net Operating Income | $810.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.85M |
| Total Liabilities and Capital | $276.51M |
Securities
| Securities | $97.22M |
| Available-for-sale debt securities | $97.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Harrison Building and Loan Association?
$276.51M as of the latest filing.
How much are The Harrison Building and Loan Association's total deposits?
$207.36M in total deposits.
Where is The Harrison Building and Loan Association located?
Harrison, OH.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1916.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$150.42M (latest filing).
What is the total interest income (latest filing)?
$3.25M.