Hometown Bank
Kent, OH
IDRSSD: 940674
Total Assets
$250.29M
Latest filing
Total Deposits
$209.75M
Latest filing
Net Interest Margin
3.28%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Hometown Bank
142 N Water St
Kent, OH 44240
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1898FDIC Certificate 43053
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Hometown Bank (Main) | 142 N Water St | Kent, OH |
| WATER STREET DRIVE-THRU BRANCH | 203 N Water St | Kent, OH |
| BRIMFIELD TOWNSHIP BRANCH | 4023 State Route 43 | Brimfield Township, OH |
| COURIER SERVICE | 142 N Water St | Kent, OH |
| RAVENNA BRANCH | 100 E Main St | Ravenna, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44240 |
| State and County Number | 39133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Akron, OH |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ht.bank |
| Data Updated | 11/14/2025 |
| CERT | 30219 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $250.29M |
| Total Deposits | $209.75M |
| Total Liabilities | $231.42M |
| Total Equity Capital | $18.87M |
| Net Income | $105.00k |
| Net Loans and Leases | $188.89M |
| Assets Per Employee ($Millions) | $4.81M |
| Bank Premises and Fixed Assets | $3.90M |
| Cash and Balances due from Depository Institutions | $9.16M |
| Deposits Held in Domestic Offices | $209.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.17% |
| Return on Equity (ROE) | 2.27% |
| Net Interest Margin | 3.28% |
| Efficiency Ratio | 92.63% |
| Tier 1 Risk-Based Capital Ratio | 10.564% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.54% |
| Earning Assets to total Assets | 92.18% |
Income and Expense
| Total Interest Income | $2.93M |
| Total Noninterest Income | $303.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $2.05M |
| Net Interest Income | $1.91M |
| Pre-tax Net Operating Income | $110.00k |
| Provision for Credit Losses | $53.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.13M |
| Other borrowed funds | $16.91M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.14M |
| All Other Liabilities | $2.62M |
| Total Liabilities and Capital | $250.29M |
Securities
| Securities | $35.09M |
| Available-for-sale debt securities | $35.09M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hometown Bank?
$250.29M as of the latest filing.
How much are Hometown Bank's total deposits?
$209.75M in total deposits.
Where is Hometown Bank located?
Kent, OH.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
0.17%.
How much are total loans and leases?
$188.89M (latest filing).
What is the total interest income (latest filing)?
$2.93M.