Hometown Bank
Kent, OH
IDRSSD: 940674
Total Assets
$247.42M
Latest filing
Total Deposits
$198.67M
Latest filing
Net Interest Margin
3.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
241271193KENT, OH
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Hometown Bank
142 N Water St
Kent, OH 44240
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1898FDIC Certificate 43053
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Hometown Bank (Main) | 142 N Water St | Kent, OH |
| WATER STREET DRIVE-THRU BRANCH | 203 N Water St | Kent, OH |
| BRIMFIELD TOWNSHIP BRANCH | 4023 State Route 43 | Brimfield Township, OH |
| COURIER SERVICE | 142 N Water St | Kent, OH |
| RAVENNA BRANCH | 100 E Main St | Ravenna, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44240 |
| State and County Number | 39133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Akron, OH |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ht.bank |
| Data Updated | 01/30/2026 |
| CERT | 30219 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $247.42M |
| Total Deposits | $198.67M |
| Total Liabilities | $228.22M |
| Total Equity Capital | $19.21M |
| Net Income | $182.00k |
| Net Loans and Leases | $190.60M |
| Assets Per Employee ($Millions) | $4.95M |
| Bank Premises and Fixed Assets | $3.87M |
| Cash and Balances due from Depository Institutions | $4.92M |
| Deposits Held in Domestic Offices | $198.67M |
Key Performance Ratios
| Return on Assets (ROA) | 0.29% |
| Return on Equity (ROE) | 3.82% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 88.86% |
| Tier 1 Risk-Based Capital Ratio | 10.666% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.762% |
| Earning Assets to total Assets | 92.13% |
Income and Expense
| Total Interest Income | $3.08M |
| Total Noninterest Income | $289.00k |
| Total Interest Expense | $926.00k |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $2.15M |
| Pre-tax Net Operating Income | $207.00k |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.13M |
| Other borrowed funds | $24.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.70M |
| All Other Liabilities | $2.64M |
| Total Liabilities and Capital | $247.42M |
Securities
| Securities | $34.58M |
| Available-for-sale debt securities | $34.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hometown Bank?
$247.42M as of the latest filing.
How much are Hometown Bank's total deposits?
$198.67M in total deposits.
Where is Hometown Bank located?
Kent, OH.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
0.29%.
How much are total loans and leases?
$190.60M (latest filing).
What is the total interest income (latest filing)?
$3.08M.