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The Fort Jennings State Bank

Fort Jennings, OH
IDRSSD: 830113
Total Assets
$269.19M
Latest filing
Total Deposits
$233.36M
Latest filing
Net Interest Margin
5.26%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1918
Community BankYes
Ownership TypeNot Mutual
ZIP45844
State and County Number39137
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees45
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fjsb.com
Data Updated11/14/2025
CERT13209
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$269.19M
Total Deposits$233.36M
Total Liabilities$237.00M
Total Equity Capital$32.20M
Net Income$1.02M
Net Loans and Leases$201.66M
Assets Per Employee ($Millions)$5.98M
Bank Premises and Fixed Assets$5.96M
Cash and Balances due from Depository Institutions$8.39M
Deposits Held in Domestic Offices$233.36M

Key Performance Ratios

Return on Assets (ROA)1.53%
Return on Equity (ROE)12.84%
Net Interest Margin5.26%
Efficiency Ratio55.3%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.961%
Earning Assets to total Assets90.74%

Income and Expense

Total Interest Income$4.02M
Total Noninterest Income$196.00k
Total Interest Expense$824.00k
Total Noninterest Expense$1.87M
Net Interest Income$3.19M
Pre-tax Net Operating Income$1.40M
Provision for Credit Losses$120.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$20.80M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.64M
Total Liabilities and Capital$269.19M

Securities

Securities$19.08M
Available-for-sale debt securities$18.33M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$756.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Fort Jennings State Bank?
$269.19M as of the latest filing.
How much are The Fort Jennings State Bank's total deposits?
$233.36M in total deposits.
Where is The Fort Jennings State Bank located?
Fort Jennings, OH.
What is the Net Interest Margin?
5.26%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1918.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$201.66M (latest filing).
What is the total interest income (latest filing)?
$4.02M.