Bridge City State Bank
Bridge City, TX
IDRSSD: 43959
Total Assets
$261.65M
Latest filing
Total Deposits
$216.78M
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bridge City State Bank
701 W Round Bunch Rd
Bridge City, TX 77611
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/27/1960FDIC Certificate 12076
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bridge City State Bank (Main) | 701 W Round Bunch Rd | Bridge City, TX |
| ORANGE BRANCH | 57 Strickland Dr | Orange, TX |
| LUMBERTON BRANCH | 586 N Lhs Dr | Lumberton, TX |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Texas Bank
Lampasas, Texas
→
Assets: $239.13MΔ -0.5%
The City National Bank of Taylor
Taylor, Texas
→
Assets: $237.41MΔ -1.2%
Farmers and Merchants Bank
De Leon, Texas
→
Assets: $243.91MΔ +1.5%
Guadalupe Bank
Kerrville, Texas
→
Assets: $236.38MΔ -1.6%
Spring Hill State Bank
Longview, Texas
→
Assets: $248.35MΔ +3.4%
Victory Bank
Lubbock, Texas
→
Assets: $231.59MΔ -3.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/27/1960 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77611 |
| State and County Number | 48361 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Beaumont-Port Arthur, TX |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/27/1960 |
| Primary Insurance Agency | DIF |
| Website | www.bridgecitybank.com |
| Data Updated | 11/14/2025 |
| CERT | 18155 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.65M |
| Total Deposits | $216.78M |
| Total Liabilities | $242.33M |
| Total Equity Capital | $19.32M |
| Net Income | $753.00k |
| Net Loans and Leases | $124.53M |
| Assets Per Employee ($Millions) | $6.54M |
| Bank Premises and Fixed Assets | $2.18M |
| Cash and Balances due from Depository Institutions | $37.40M |
| Deposits Held in Domestic Offices | $216.78M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 16.57% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 62.12% |
| Tier 1 Risk-Based Capital Ratio | 19.64% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.382% |
| Earning Assets to total Assets | 93.86% |
Income and Expense
| Total Interest Income | $3.05M |
| Total Noninterest Income | $214.00k |
| Total Interest Expense | $912.00k |
| Total Noninterest Expense | $1.46M |
| Net Interest Income | $2.14M |
| Pre-tax Net Operating Income | $892.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.55M |
| Total Liabilities and Capital | $261.65M |
Securities
| Securities | $86.24M |
| Available-for-sale debt securities | $86.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bridge City State Bank?
$261.65M as of the latest filing.
How much are Bridge City State Bank's total deposits?
$216.78M in total deposits.
Where is Bridge City State Bank located?
Bridge City, TX.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
3.
When was it established?
02/27/1960.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$124.53M (latest filing).
What is the total interest income (latest filing)?
$3.05M.