Bridge City State Bank
Bridge City, TX
IDRSSD: 43959
Total Assets
$260.84M
Latest filing
Total Deposits
$214.71M
Latest filing
Net Interest Margin
3.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113123528BRIDGE CITY, TX
Key People
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Locations
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Main Office
Bridge City State Bank
701 W Round Bunch Rd
Bridge City, TX 77611
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/27/1960FDIC Certificate 12076
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bridge City State Bank (Main) | 701 W Round Bunch Rd | Bridge City, TX |
| ORANGE BRANCH | 57 Strickland Dr | Orange, TX |
| LUMBERTON BRANCH | 586 N Lhs Dr | Lumberton, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/27/1960 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77611 |
| State and County Number | 48361 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Beaumont-Port Arthur, TX |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/27/1960 |
| Primary Insurance Agency | DIF |
| Website | www.bridgecitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 18155 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $260.84M |
| Total Deposits | $214.71M |
| Total Liabilities | $240.01M |
| Total Equity Capital | $20.83M |
| Net Income | $830.00k |
| Net Loans and Leases | $126.69M |
| Assets Per Employee ($Millions) | $6.69M |
| Bank Premises and Fixed Assets | $2.13M |
| Cash and Balances due from Depository Institutions | $34.00M |
| Deposits Held in Domestic Offices | $214.71M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 16.54% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 62.26% |
| Tier 1 Risk-Based Capital Ratio | 19.575% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.986% |
| Earning Assets to total Assets | 93.84% |
Income and Expense
| Total Interest Income | $3.11M |
| Total Noninterest Income | $212.00k |
| Total Interest Expense | $874.00k |
| Total Noninterest Expense | $1.53M |
| Net Interest Income | $2.24M |
| Pre-tax Net Operating Income | $725.00k |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.30M |
| Total Liabilities and Capital | $260.84M |
Securities
| Securities | $86.38M |
| Available-for-sale debt securities | $86.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bridge City State Bank?
$260.84M as of the latest filing.
How much are Bridge City State Bank's total deposits?
$214.71M in total deposits.
Where is Bridge City State Bank located?
Bridge City, TX.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
3.
When was it established?
02/27/1960.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$126.69M (latest filing).
What is the total interest income (latest filing)?
$3.11M.